251 Reed St, Reading, PA 19601 Property Records

Berks County property record for 251 Reed St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 678 sqft · built 1900
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Nov 2021)
Tax Bill	$660 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`5307-75-81-7738`

Property Details

APN / Parcel Number

Primary APN	`5307-75-81-7738`
Alternative APNs	`07-5307-75-81-7738` `7609800` `609800`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	678 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	871 sqft (0.02 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7609800
Street Address	251 REED ST
City	READING
State	PA
Zip	19601-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	17
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1014
Census Tract	1300

Owner

251 Reed St is owned and occupied by an individual who bought it in November 2021.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	251 REED ST, READING, PA 19601-3313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed, Transfer · Conventional Mortgage CUSTOMERS BANK
Sep 5, 2019	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Prior Sale	Sep 5, 2019 · Amount on File
Deed Document Number	202158467
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 23, 2021
Property Address	251 REED ST, READING, PA 19601-3313
Document Number	0000058467
Instrument Date	Nov 19, 2021
Instrument	2021058467
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 REED ST, READING, PA 19601-3313

Mortgage

Document Number	0000058468
Date	Nov 23, 2021
Instrument	2021058468

Lender

Name	CUSTOMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	0000058469
Date	Nov 23, 2021
Instrument	2021058469

Lender

Name	PENNSYLVANIA HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2019: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	BERKS PA
Recording Date	Sep 5, 2019
Property Address	251 REED ST, READING, PA 19601-3313
Document Number	0000030195
Instrument Date	Aug 28, 2019
Instrument	30195
Transaction Type	Foreclosure
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	535 PIKE ST READING PA 196011245, READING, PA 19601-1245

Tax Assessment & Valuation

The 2026 property tax bill for 251 Reed St was $660 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$660.00 Homeowner's exemption	$23,400 Land $6,600 Building $16,800	$6,600 Land $6,600
2024	$619.00	$23,400 Land $6,600 Building $16,800
1994			$23,400 Land $6,600 Building $16,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 251 Reed St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 251 Reed St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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