Bannock County property record for 251 Ray Rd, Downey, ID 83234
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,951 sqft · built 2020 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $672,381 (Jun 2025) |
| Tax Bill | $2,239 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Jun 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R4431004000 |
| Primary APN | R4431004000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,951 sqft Finished Area |
| 1st Floor Area | 4,728 sqft |
| Basement Area | 1,375 sqft |
| Finished Basement | 1,375 sqft |
| Unfinished Basement | 1,576 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Area | 1,812 sqft |
| Parking Spaces | 7 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 251 RAY RD |
|---|---|
| City | DOWNEY |
| State | ID |
| Zip | 83234-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S12-T11S-R36E NE4SE4 40 ACVOID FOR 2026 NOW R4431004001 & R4431004002 |
| Legal Range | 36E |
| Legal Township | 11S |
| Legal Section | 12 |
| Jurisdiction | BANNOCK ID |
| Township / Civil Division | SOUTH BANNOCK |
| Census Block Group | 4 |
| Census Block | 4061 |
| Census Tract | 1900 |
Source: Bannock County assessment roll, as of November 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 251 RAY RD, DOWNEY, ID 83234-1505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jun 15, 2026 | Quit Claim Deed, Transfer FLYING S TITLE AND ESCROW |
| Jun 13, 2023 | Deed of Trust, Mortgage · Line of Credit CACHE VALLEY BANK |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Jun 2, 2023 | Warranty Deed, Transfer NOT AVAILABLE, FLYING T&E POCATELLO |
| Mar 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2025 · Amount on Record |
| Deed Sale | Jun 12, 2025 · Amount on Record |
| Prior Sale | Feb 20, 2025 · Amount on Record |
| Deed Document Number | 20256411 |
| Prior Transfer Date | Nov 15, 2024 |
| Prior Transfer Doc | 0000013207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BANNOCK ID |
| Recording Date | Jun 15, 2026 |
| Property Address | 251 RAY RD, DOWNEY, ID 83234-1505 |
| Document Number | 0000007179 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20267179 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | FLYING S TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 251 RAY RD, DOWNEY, ID 83234-1505 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANNOCK ID |
| Property Address | 251 RAY RD, DOWNEY, ID 83234-1505 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Title Company | NOT AVAILABLE, FLYING S T&E POCATELLO |
| Name | Verified Name |
|---|
| Document Number | 0022305727 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 22305727 |
| Name | CACHE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANNOCK ID |
| Property Address | 251 RAY RD, DOWNEY, ID 83234-1505 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Title Company | ALLIANCE TITLE AND ESCROW/WY LLC, ALLIANCE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0022101493 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 22101493 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | POCATELLO, ID 83204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANNOCK ID |
| Recording Date | Jun 2, 2023 |
| Property Address | 251 RAY RD, DOWNEY, ID 83234-1505 |
| Document Number | 0022305321 |
| Instrument Date | May 31, 2023 |
| Instrument | 22305321 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | NOT AVAILABLE, FLYING T&E POCATELLO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 251 RAY RD, DOWNEY, ID 83234-1505 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANNOCK ID |
| Recording Date | Mar 20, 2020 |
| Property Address | 251 RAY RD, DOWNEY, ID 83234-1505 |
| Document Number | 0022004641 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 22004641 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 291 WRIGHT RD, PINE MOUNTAIN, GA 31822-3014 |
| Document Number | 0022004643 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 22004643 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 10, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 10, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 10.1% |
| Index | 1-Year CMT |
| Max Rate | 15.1% |
Source: Bannock County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Bannock County |
| Unified School District | Marsh Valley Joint School District 21 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,239.00 (-8.65%) Homeowner's exemption | ||
| 2024 | $552,630 (+7.13%) Land $154,987 Building $397,643 | ||
| 2023 | $2,451.00 Homeowner's exemption | $515,847 Land $127,378 Building $388,469 | $515,847 Land $127,378 Building $388,469 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 43% of Idaho |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Fybercom Fixed Wireless | 120 / 100 |
| AlwaysOn Internet Fixed Wireless | 100 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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