251 Ramona Way, Tracy, CA 95376 Property Records

San Joaquin County property record for 251 Ramona Way, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,248 sqft · built 1969
Lot Size0.187 acres (8,152 sqft)
OwnerIndividual Name on File
Last Sale$650,000 (May 2026)
Tax Bill$2,428 (2026)
Deeds & MortgagesFeb 2023 Mortgage
Aug 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN214-260-030-000

Property Details

APN / Parcel Number

Primary APN214-260-030-000
Alternative APN
  • 214-260-03

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,248 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleL-Shape
Construction TypeWood
Lot Area8,152 sqft (0.187 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number214-260-03
Street Address251 RAMONA WAY
CityTRACY
StateCA
Zip95376-1938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAW 891003 FR ORIG APN 211260039
Legal SubdivisionCABRILLO PARK 08
Legal Block2
Legal Lot Number11
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2007
Census Tract5310

Owner

251 Ramona Way is owned and occupied by an individual who bought it in May 2026.

Source: San Joaquin County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address251 RAMONA WAY, TRACY, CA 95376-1938
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 28, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 21, 2026Grant Deed, Transfer · FHA Mortgage
FIRST COLONY MORTGAGE CORPORATION
Aug 26, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Sep 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2026 · Amount on File
Deed SaleMay 21, 2026 · Amount on File
Prior SaleSep 22, 2011 · Amount on File
Deed Document Number202646657
Prior Transfer DateAug 20, 2021
Prior Transfer Doc0000142413
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address251 RAMONA WAY, TRACY, CA 95376-1938
Transaction TypeMortgage
Record UpdatedJun 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 RAMONA WAY, TRACY, CA 95376-1938
InvestorPossibly a Property Investor

Mortgage

Document Number0000013942
DateFeb 23, 2023
Instrument2023-013942
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJan 27, 2053

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address251 RAMONA WAY, TRACY, CA 95376-1938
Transaction TypeMortgage
Record UpdatedJun 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 RAMONA WAY, TRACY, CA 95376-1938
InvestorPossibly a Property Investor

Mortgage

Document Number0000068167
DateAug 28, 2023
Instrument2023-068167
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMay 21, 2026
Property Address251 RAMONA WAY, TRACY, CA 95376-1938
Document Number0000046657
Instrument DateMay 19, 2026
Instrument202646657
Transaction TypeTransfer
Record UpdatedJun 3, 2026
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$72,215.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 RAMONA WAY, TRACY, CA 95376-1938

Mortgage

Document Number0000046658,
DateMay 21, 2026
Instrument202646658
Lender
NameFIRST COLONY MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate6.37%
Max Rate-1%

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateAug 26, 2021
Property Address251 RAMONA WAY, TRACY, CA 95376-1938
Document Number0000142413
Map ReferenceVOL 18 PG 9
Instrument DateAug 20, 2021
Instrument2021-142413
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 RAMONA WAY, TRACY, CA 95376-1938
InvestorPossibly a Property Investor

Mortgage

Document Number0000142414
DateAug 26, 2021
Instrument2021-142414
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address251 RAMONA WAY, TRACY, CA 95376-1938
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 RAMONA WAY, TRACY, CA 95376-1938

Mortgage

Document Number0000121821
DateSep 17, 2020
Instrument2020-121821
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 251 Ramona Way was $2,428 with a homeowner's exemption, up % from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,428.00 (+0.04%)
2025$2,427.00 Homeowner's exemption$216,659 Land $54,005 Building $162,654
2023$2,200.00 (+2.18%) Homeowner's exemption$208,248 Land $51,909 Building $156,339$582,300
2022$2,153.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 251 Ramona Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 251 Ramona Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 860 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, Matrix Broadband, T-Mobile, Verizon.

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