251 Puritan Rd, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 251 Puritan Rd, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 6,900 sqft · built 1895
Lot Size	0.356 acres (15,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,620,000 (Apr 2008)
Tax Bill	$42,527 (2026)
Deeds & Mortgages	Apr 2022 Refinance Sep 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`SWAM M:0024 B:0003 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0024 B:0003 L:0`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	6,900 sqft Living Area
Gross Area	14,311 sqft
Basement Area	2,825 sqft
Unfinished Basement	2,825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,499 sqft (0.356 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	251 PURITAN RD
City	SWAMPSCOTT
State	MA
Zip	01907-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	3
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	6
Census Block	6018
Census Tract	202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	251 PURITAN RD, SWAMPSCOTT, MA 01907-2717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MARBLEHEAD SAVINGS BANK
Sep 23, 2020	Deed of Trust, Mortgage · Balloon Mortgage MARBLEHEAD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2008 · Amount on Record
Deed Sale	Apr 17, 2008 · Amount on Record
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	251 PURITAN RD, SWAMPSCOTT, MA 01907-2717
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040872-475
Date	Apr 19, 2022
Book Page	40872/475
Instrument	20220419002580

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	251 PURITAN RD, SWAMPSCOTT, MA 01907-2717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38969-112
Date	Sep 23, 2020
Book Page	38969/112
Instrument	20200923002520

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$42,527.00 (+33.14%)	$3,543,900 (+27.26%) Land $1,550,300 Building $1,993,600	$4,070,731 (-22.01%)
2025	$31,942.00 (+5.93%)	$2,784,800 (+8.42%) Land $1,502,600 Building $1,282,200	$5,219,395
2023	$30,154.00	$2,568,500 Land $1,431,000 Building $1,137,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	21 (1979–2024)
Claims Outside the SFHA	5 of 21
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 4 claims Severe Winter Storm, Snowstorm, And Flooding, Feb 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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