251 Pescayo Ave, Marathon, FL 33050 Property Records

Monroe County property record for 251 Pescayo Ave, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 2,392 sqft · built 2023
Lot Size0.187 acres (8,165 sqft)
OwnerCompany Name on Record
Last Sale$365,000 (Jan 2022)
Tax Bill$12,157 (2024)
Deeds & MortgagesMar 2023 Construction Loan
Jan 2022 Sale
Flood ZoneZone AE (high risk)
APN00363451-001600

Property Details

APN / Parcel Number

Primary APN00363451-001600
Alternative APN
  • 9104819

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,392 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,165 sqft (0.187 acres)
PorchOpen Porch
Porch Area1,108 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number9104819
Street Address251 PESCAYO AVE
CityMARATHON
StateFL
Zip33050-4079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR
Legal DescriptionLOT 16 COCO PLUM ESTATES PB7-95 OR3148-1716
Legal SubdivisionCOCO PLUM ESTATES
Legal Lot Number16
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2030
Census Tract971001

Owner

Source: Monroe County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10840 SW 93RD ST, MIAMI, FL 33176-2648
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2023Deed of Trust, Mortgage · Construction Mortgage
CENTENNIAL BANK
Jan 12, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2022 · Amount on Record
Deed SaleJan 12, 2022 · Amount on Record
Deed Document Number20222356799
Deed Book / Page3148 / 1716
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address251 PESCAYO AVE, MARATHON, FL 33050-4079
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address10840 SW 93RD ST, MIAMI, FL 33176-2648

Mortgage

Document Number0032160318
DateMar 17, 2023
Book Page3216/318
Instrument2410441
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term253 Months
DueApr 1, 2044
Interest
Rate TypeAdjustable Rate
Rate8%
Type Change DateApr 1, 2031
Change FrequencyAnnually
Min Rate At Change6%
Max Rate At Change10%
Index1-Year T-Bill
Max Rate14%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 12, 2022
Property Address251 PESCAYO AVE, MARATHON, FL 33050-4079
Document Number0031481716
Book / Page3148 / 1716
Map ReferenceMB 7 PG 95
Instrument DateJan 11, 2022
Instrument2356799
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,555.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12925 SW 132ND ST # ST5A, ST5A, MIAMI, FL 33186-6295

Transferred To (Grantee/Buyer)

NameVerified Name
Address10840 SW 93RD ST, MIAMI, FL 33176-2648

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,808,942 (+457.68%) Land $802,478 Building $1,006,464$1,808,942 (+457.68%) Land $802,478 Building $1,006,464
2024$12,157.00 (+290.52%)
2023$3,113.00 (+5.1%)$324,370 (+7.14%) Land $324,370$324,370 (+7.14%) Land $324,370
2022$2,962.00$302,747 Land $302,747$302,747 Land $302,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 405 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies612 units insured
incl. 207 condo units
Nearby Flood Claims582 (1983–2018)
Most Recent ClaimAug 2018 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 305 claims
  • Hurricane Wilma, Oct 2005 · 69 claims
  • Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

Nearby Properties on Pescayo Ave

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