Kenton County property record for 251 Pershing Ave, Covington, KY 41011 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,252 sqft · built 1886 |
| Lot Size | 0.045 acres (1,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $303,000 (May 2023) |
| Tax Bill | $4,014 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Apr 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-21-04-014.00 |
| Primary APN | 054-21-04-014.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,252 sqft Finished Area |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1886 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 1,998 sqft (0.045 acres) |
| Lot Dimensions | 74.4 ft deep x 27.4 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 251 PERSHING AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-1333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEYER LOT 12 & PT LOT 11 27.4'X 74.4' IRR SS PERSHING |
| Legal Subdivision | MEYER |
| Legal Lot Number | 11,12 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 60300 |
Source: Kenton County records · APN 054-21-04-014.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 251 PERSHING AVE, COVINGTON, KY 41011-1333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 13, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Nov 16, 2018 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Jun 22, 2018 | Grant Deed, Transfer |
| Jun 20, 2017 | Grant Deed ATTORNEY ONLY |
| Jun 02, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 24, 2023 · Amount on Record |
| Deed Sale | May 24, 2023 · Amount on Record |
| Prior Sale | Nov 16, 2018 · Amount on Record |
| Deed Document Number | 202342 |
| Deed Book / Page | 227 / 898 |
| Prior Transfer Date | Jul 29, 2015 |
| Prior Transfer Doc | 0000000166 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 24, 2023 |
| Property Address | 251 PERSHING AVE, COVINGTON, KY 41011-1333 |
| Document Number | 0005900042 |
| Book / Page | KC 227 / 898 |
| Map Reference | PL 177 |
| Instrument Date | May 19, 2023 |
| Instrument | 23052405900042 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 251 PERSHING AVE, COVINGTON, KY 41011-1333 |
| Name | Verified Name |
|---|---|
| Address | 251 PERSHING AVE, COVINGTON, KY 41011-1333 |
| Document Number | 0005900043 |
|---|---|
| Date | May 24, 2023 |
| Book Page | KCM 463/404 |
| Instrument | 23052405900043 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 251 PERSHING AVE, COVINGTON, KY 41011-1333 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 251 PERSHING AVE, COVINGTON, KY 41011-1333 |
| Document Number | 0005900099 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 360/495 |
| Instrument | 22041305900099 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 08, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 251 PERSHING AVE, COVINGTON, KY 41011-1333 |
| Document Number | 0000000136 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 251 PERSHING AVE COVINGTON KY 410111333, COVINGTON, KY 41011-1333 |
| Document Number | 0000000136 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 0000M8/000001 |
| Instrument | 136 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 16, 2018 |
| Property Address | 251 PERSHING AVE, COVINGTON, KY 41011-1333 |
| Document Number | 0000000044 |
| Book / Page | 0C6546 / 000022 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 44 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 251 PERSHING AVE COVINGTON KY 410111333, COVINGTON, KY 41011-1333 |
| Document Number | 45 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 0C6546/000025 |
| Instrument | 45 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 22, 2018 |
| Property Address | 251 PERSHING AVE, COVINGTON, KY 41011-1333 |
| Document Number | 0000000085 |
| Book / Page | 0C6436 / 000193 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 85 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,550.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 490 S HIGHLAND AVE PITTSBURGH PA 152064274, PITTSBURGH, PA 15206-4274 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 20, 2017 |
| Property Address | 251 PERSHING AVE, COVINGTON, KY 41011-1333 |
| Document Number | 0000000009 |
| Book / Page | 0C6184 / 000160 |
| Instrument Date | Jun 13, 2017 |
| Instrument | 9 |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $142.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1219 SYCAMORE ST CINCINNATI OH 452027320, CINCINNATI, OH 45202-7320 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 02, 2017 |
| Property Address | 251 PERSHING AVE, COVINGTON, KY 41011-1333 |
| Document Number | 0000000242 |
| Book / Page | 0C6173 / 000194 |
| Instrument Date | Jun 01, 2017 |
| Instrument | 242 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $26.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1219 SYCAMORE ST CINCINNATI OH 452027320, CINCINNATI, OH 45202-7320 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,014.00 (+31.05%) | $303,000 (+31.74%) Land $5,000 Building $298,000 | $303,000 (+31.74%) Land $5,000 Building $298,000 |
| 2023 | $3,063.00 | $230,000 Land $5,000 Building $225,000 | $230,000 Land $5,000 Building $225,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 607 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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