251 Pearsall Rd, Schenevus, NY 12155 Property Records

Otsego County and Westford Town property record for 251 Pearsall Rd, Schenevus, NY 12155

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,432 sqft · built 1970
Lot Size	3.09 acres (134,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Nov 2025)
Tax Bill	$4,001 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`366400 150.00-1-1.01`

Property Details

APN / Parcel Number

Primary APN	`366400 150.00-1-1.01`
Alternative APNs	`640015000000010010010000` `002555`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,432 sqft Living Area
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	134,600 sqft (3.09 acres)
Garage Type	Basement
Porch	Slab
Porch Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	002555
Street Address	251 PEARSALL RD
City	SCHENEVUS
State	NY
Zip	12155-3403
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	971 0 0
Legal Block	1
Legal Lot Number	1.001
Jurisdiction	OTSEGO NY
Township / Civil Division	WESTFORD
Census Block Group	2
Census Block	2009
Census Tract	590600

Owner

Source: Otsego County and Westford Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1277 COUNTY HIGHWAY 11, LAURENS, NY 13796-2130
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage SIDNEY FCU
Jul 20, 2022	Executor's Deed, Transfer
Sep 1, 2021	Executor's Deed, Transfer · Line of Credit FARM CREDIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Jul 20, 2022 · Amount on Record
Deed Document Number	20254661
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Nov 18, 2025
Property Address	251 PEARSALL RD, SCHENEVUS, NY 12155-3403
Document Number	0000000661
Instrument Date	Nov 10, 2025
Instrument	2025-4661
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1277 COUNTY HIGHWAY 11, LAURENS, NY 13796-2130

Mortgage

Document Number	0000000662
Date	Nov 18, 2025
Instrument	2025-4662

Lender

Name	SIDNEY FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	OTSEGO NY
Recording Date	Jul 20, 2022
Property Address	251 PEARSALL RD, SCHENEVUS, NY 12155-3403
Document Number	0000000960
Instrument Date	Jul 6, 2022
Instrument	2022-3960
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 OSKARS WAY, MIDDLEBURGH, NY 12122-6316

September 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	OTSEGO NY
Recording Date	Sep 1, 2021
Property Address	251 PEARSALL RD, SCHENEVUS, NY 12155-3403
Document Number	861
Instrument Date	Aug 31, 2021
Instrument	2021-4861
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	414 MIDDLEFIELD RD, SCHENEVUS, NY 12155-3504

Mortgage

Document Number	862
Date	Sep 1, 2021
Instrument	2021-4862

Lender

Name	FARM CREDIT

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Otsego County and Westford Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Westford Town
Unified School District	Schenevus Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,001.00 (+0.6%)
2025	$3,977.00 (+0.3%)	$128,000 (-) Land $16,200 Building $111,800	$180,282 (+5.63%) Land $22,817 Building $157,465
2024	$3,965.00	$128,000 (-) Land $16,200 Building $111,800	$170,667 (+4%) Land $21,600 Building $149,067
2023		$128,000 Land $16,200 Building $111,800	$164,103 Land $20,769 Building $143,334

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEConnect Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

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