251 Payson St, Kewanee, IL 61443 Property Records

Henry County property record for 251 Payson St, Kewanee, IL 61443

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,464 sqft · built 1947
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$32,500 (Jul 2017)
Tax Bill	$2,541 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-04-252-021`

Property Details

APN / Parcel Number

Primary APN	`25-04-252-021`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Basement Area	834 sqft
Unfinished Basement	834 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	122 ft deep x 66 ft wide
Garage Area	256 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	251 PAYSON ST
City	KEWANEE
State	IL
Zip	61443-3443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E122 LT 20 BLK 1 W B MCCLURES SUB VILLAGE OF WETHERSFIELD CITY OF KEWANEE
Legal Subdivision	MCCLURES SUB
Legal Block	1
Legal Lot Number	20
Jurisdiction	HENRY IL
Township / Civil Division	WETHERSFIELD
Census Block Group	1
Census Block	1016
Census Tract	31000

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	251 PAYSON ST, KEWANEE, IL 61443-3443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL SAVINGS & LOAN ASSOCIATION
Jul 11, 2017	Warranty Deed, Transfer · Commercial Mortgage STATE BANK OF TOULON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2017 · Amount on Record
Deed Sale	Jul 11, 2017 · Amount on Record
Prior Sale	Jul 1, 2014 · Amount on Record
Deed Document Number	201720-1704015
Prior Transfer Date	Apr 30, 2015
Prior Transfer Doc	0000002495
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	251 PAYSON ST, KEWANEE, IL 61443-3443
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008584
Date	Dec 31, 2021
Instrument	20-2108584

Lender

Name	UNION FEDERAL SAVINGS & LOAN ASSOCIATION
Type	Bank
Address	KEWANEE, IL 61443

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

Interest

Rate	2.62%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Jul 11, 2017
Property Address	251 PAYSON ST, KEWANEE, IL 61443-3443
Document Number	0000004015
Instrument Date	Jul 25, 2016
Instrument	20-1704015
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$48.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 PAYSON ST, KEWANEE, IL 61443-3443

Mortgage

Document Number	0000004016
Date	Jul 11, 2017
Instrument	20-1704016

Lender

Name	STATE BANK OF TOULON
Type	Bank
Address	KEWANEE, IL 61443

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 29, 2022

Interest

Rate	4.81%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Wethersfield Township
Municipality	Kewanee City
Unified School District	Wethersfield Community Unit School District 230 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,541.00 (+8.68%) Homeowner's exemption	$30,005 (+9.5%) Land $1,985 Building $28,020	$90,015 (+9.5%) Land $5,955 Building $84,060
2024	$2,338.00 (+12.4%)	$27,402 (+12.93%) Land $1,813 Building $25,589	$82,206 (+12.93%) Land $5,439 Building $76,767
2022		$24,265 Land $1,605 Building $22,660	$72,795 Land $4,815 Building $67,980
2021	$2,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1981–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEWANEE serves 12,509 people · EPA ID IL0730650
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	200 / 50

May also be available: Cambridge Telcom Services, Verizon.

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