San Diego County property record for 251 Osborne St, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,975 sqft · built 1989 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on File |
| Last Sale | $750,000 (Jul 2004) |
| Tax Bill | $12,495 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 159-240-30-00 |
| Primary APN | 159-240-30-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,975 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 50,094 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1592402700 |
|---|---|
| Street Address | 251 OSBORNE ST |
| City | VISTA |
| State | CA |
| Zip | 92084-1646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | PAR 2 PAR B PER DOC90-114724 IN PAR 1&IN TR PM13015 |
| Legal Subdivision | PARCEL MAP 13015 |
| Legal Tract | 1013015 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 19203 |
251 Osborne St is owned and occupied by an individual who bought it in July 2004.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 251 OSBORNE ST, VISTA, CA 92084-1646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Nov 8, 2016 | Loan Modification, Mortgage · Conventional Mortgage NATIONAL CTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2004 · Amount on File |
| Deed Sale | Jul 1, 2004 · Amount on File |
| Deed Document Number | 2004617171 |
| Prior Transfer Date | May 8, 2001 |
| Prior Transfer Doc | 0000444266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 251 OSBORNE ST, VISTA, CA 92084-1646 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 251 OSBORNE ST, VISTA, CA 92084-1646 |
| Document Number | 0000063937 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 2026-0063937 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 251 OSBORNE ST, VISTA, CA 92084-1646 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 251 OSBORNE ST, VISTA, CA 92084-1646 |
| Document Number | 0000571204 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2021-0571204 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 251 OSBORNE ST, VISTA, CA 92084-1646 |
| Document Number | 0000063413 |
| Instrument Date | Nov 8, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 251 OSBORNE ST VISTA CA 920841646, VISTA, CA 92084-1646 |
| Document Number | 0000063413 |
|---|---|
| Date | Feb 8, 2017 |
| Instrument | 63413 |
| Name | NATIONAL CTY BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 7, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
The 2025 property tax bill for 251 Osborne St was $12,495 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,066,253 (+2%) Land $568,669 Building $497,584 | |
| 2025 | $12,495.00 Homeowner's exemption | $1,045,347 Land $557,519 Building $487,828 |
| 2023 | $11,554.00 (+0.24%) Homeowner's exemption | $1,004,757 Land $535,871 Building $468,886 |
| 2022 | $11,526.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 251 Osborne St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 251 Osborne St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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