State of Hawaii and Hawaii County property record for 251 Olu St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,200 sqft · built 1971 |
| Lot Size | 0.206 acres (8,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Mar 2024) |
| Tax Bill | $5,067 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-2-042-120 |
| Primary APN | 3-2-2-042-120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,970 sqft (0.206 acres) |
| Garage Area | 423 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Balcony/Patio |
| Porch Area | 144 sqft |
| Balcony | Balcony |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 251 OLU ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1B |
| Legal Description | LOT 26 8,970 SF DES BLK 701 POR GR 10895 KAWAILANI TRACT |
| Legal Subdivision | WAIAKEA HMSTD. HOUSELOTS |
| Legal Block | 701 |
| Legal Lot Number | 26 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20701 |
251 Olu St is owned and occupied by two individuals who bought it in March 2024.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | HC 3 BOX 13099, KEAAU, HI 96749-9227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2024 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF HAWAII |
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HFS FEDERAL CU |
| Apr 26, 2019 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Jul 17, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2024 · Amount on File |
| Deed Sale | Mar 14, 2024 · Amount on File |
| Prior Sale | Mar 14, 2024 · Amount on File |
| Deed Document Number | 2024A-88390282 |
| Prior Transfer Date | Jun 30, 2014 |
| Prior Transfer Doc | 0053030489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Mar 14, 2024 |
| Property Address | 251 OLU ST, HILO, HI 96720-5628 |
| Document Number | 0A88390282 |
| Instrument Date | Mar 8, 2024 |
| Instrument | A-88390282 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | TG |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 251 OLU ST, HILO, HI 96720-5628 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | HC 3 BOX 13099, KEAAU, HI 96749-9227 |
| Document Number | 0A88390283 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | A-88390283 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Feb 15, 2022 |
| Property Address | 251 OLU ST, HILO, HI 96720-5628 |
| Document Number | 0A80810559 |
| Instrument Date | Feb 8, 2022 |
| Instrument | A-80810559 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | TG |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 HOOMALU ST, HILO, HI 96720-3310 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 251 OLU ST, HILO, HI 96720-5628 |
| Document Number | 0A80810560 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | A-80810560 |
| Name | BANK OF HAWAII |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 251 OLU ST, HILO, HI 96720-5628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A75970087 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | A-75970087 |
| Name | HFS FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILO, HI 96720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Apr 26, 2019 |
| Property Address | 251 OLU ST, HILO, HI 96720-5628 |
| Document Number | 0A70550116 |
| Instrument Date | Apr 16, 2019 |
| Instrument | A70550116 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 HOOMALU ST HILO HILO HI 96720, HILO, HI 96720 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Jul 17, 2018 |
| Property Address | 251 OLU ST, HILO, HI 96720-5628 |
| Document Number | 0A67720655 |
| Instrument Date | Jun 20, 2018 |
| Instrument | A67720655 |
| Transaction Type | Foreclosure |
| Record Updated | May 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 251 Olu St was $5,067 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $461,900 (+1.18%) Land $228,500 Building $233,400 | $461,900 (+1.18%) Land $228,500 Building $233,400 | |
| 2025 | $5,067.00 | $456,500 (+33.75%) Land $223,100 Building $233,400 | $456,500 (+16.57%) Land $223,100 Building $233,400 |
| 2024 | $341,300 (+2.99%) Land $129,300 Building $212,000 | $391,600 (-2.47%) Land $165,300 Building $226,300 | |
| 2023 | $1,322.00 | $331,400 Land $129,300 Building $202,100 | $401,500 Land $191,000 Building $210,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 251 Olu St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Nov 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 251 Olu St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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