251 Oak Shadow Pl, Saint Johns, FL 32259 Property Records

St. Johns County property record for 251 Oak Shadow Pl, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,733 sqft · built 2021
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$539,069 (Aug 2021)
Tax Bill	$8,098 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000717-0680`

Property Details

APN / Parcel Number

Primary APN	`000717-0680`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,733 sqft Living Area
Gross Area	3,467 sqft
1st Floor Area	1,327 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	251 OAK SHADOW PL
City	SAINT JOHNS
State	FL
Zip	32259-7434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101/52-68 ARBORS AT RIVERTOWN PHASE 1 LOT 68 OR5348/1833
Legal Range	27E
Legal Township	05S
Legal Section	39
Legal Subdivision	ARBORS AT RIVERTOWN PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	68
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1022
Census Tract	20807

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	251 OAK SHADOW PL, SAINT JOHNS, FL 32259-7434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CREDIT UNION
Aug 20, 2021	Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	202192354
Deed Book / Page	5348 / 1833
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Jul 22, 2026
Property Address	251 OAK SHADOW PL, SAINT JOHNS, FL 32259-7434
Document Number	0000062599
Book / Page	6406 / 131
Instrument Date	Jul 16, 2026
Instrument	202662599
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 OAK SHADOW PL, SAINT JOHNS, FL 32259-7434

Mortgage

Document Number	0000062599,
Date	Jul 22, 2026
Book Page	6406/131
Instrument	202662599

Lender

Name	VYSTAR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 20, 2021
Property Address	251 OAK SHADOW PL, SAINT JOHNS, FL 32259-7434
Document Number	0053481833
Book / Page	5348 / 1833
Map Reference	MB 101 PG 52-68
Instrument Date	Aug 18, 2021
Instrument	2021092354
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,773.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7800 BELFORT PKWY, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 OAK SHADOW PL, ST JOHNS, FL 32259-7434

Mortgage

Document Number	0053481834
Date	Aug 20, 2021
Instrument	5348/1834

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,947 (+2.7%)	$544,262 (-3.74%) Land $140,000 Building $404,262
2025	$8,098.00 (+9.77%) Homeowner's exemption	$390,406 (+2.9%)	$565,414 (+5.06%) Land $140,000 Building $425,414
2024	$7,377.00 (+2.09%) Homeowner's exemption	$379,403 (+3%)	$538,184 (+5.93%) Land $105,000 Building $433,184
2023	$7,226.00 (+1.92%) Homeowner's exemption	$368,352 (+3%)	$508,069 (+16.41%) Land $100,000 Building $408,069
2022	$7,090.00 Homeowner's exemption	$357,623	$436,459 Land $89,600 Building $346,859

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on Oak Shadow Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures