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  5. NW 98th St

251 NW 98th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 251 NW 98th St, Okeechobee, FL 34972

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2 ba · 1,860 sqft · built 2013
Lot Size4.77 acres (207,781 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (May 2022)
Tax Bill$3,472 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN1-15-36-35-0010-00090-0140

Property Details

APN / Parcel Number

Primary APN1-15-36-35-0010-00090-0140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,860 sqft Heated Area
Gross Area2,300 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area207,781 sqft (4.77 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address251 NW 98TH ST
CityOKEECHOBEE
StateFL
Zip34972-0805
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal DescriptionOKEECHOBEE LITTLE FARMS (PLAT BOOK 2 PAGE 100) LOT 14 BLOCK 9
Legal Range35E
Legal Township36S
Legal Section15
Legal SubdivisionOKEECHOBEE LITTLE FARMS
Legal Tract14
Legal Block9
Legal Lot Number14
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group3
Census Block3035
Census Tract910101

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address251 NW 98TH ST, OKEECHOBEE, FL 34972-0805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2022Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC
Aug 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2022 · Amount on Record
Deed SaleMay 20, 2022 · Amount on Record
Prior SaleApr 14, 2011 · Amount on Record
Deed Document Number0000007072
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMay 20, 2022
Property Address251 NW 98TH ST, OKEECHOBEE, FL 34972-0805
Document Number0000007072
Map ReferenceMB 2 PG 100
Instrument DateMay 20, 2022
Instrument20220007072
Transaction TypeTransfer
Record UpdatedJun 13, 2022
Title CompanyLAKE OKEECHOBEE TITLE, LAKE OKEECHOBEE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address251 NW 98TH ST, 251, OKEECHOBEE, FL 34972-0805

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 NW 98TH ST, OKEECHOBEE, FL 34972-0805

Mortgage

Document Number0000007073
DateMay 20, 2022
Instrument20220007073
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address251 NW 98TH ST, OKEECHOBEE, FL 34972-0805
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008300264
DateAug 30, 2019
Book Page0830/0264
Instrument2019009156
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
AddressWINTER HAVEN, FL 33881
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,472.00 (-11.88%) Homeowner's exemption$293,835 (+5.99%)$306,090 (+10.41%) Land $102,390 Building $203,700
2023$3,940.00 (+148.74%) Homeowner's exemption$277,237 (+140.44%) Land $73,620 Building $203,617$277,237 (+30.2%) Land $73,620 Building $203,617
2022$1,584.00 Homeowner's exemption$115,304$212,926 Land $56,850 Building $156,076

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims12 (2004–2008)
Most Recent ClaimAug 2008 · Tropical Storm Fay
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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