251 Northbay Dr, Madison, MS 39110 Property Records

Madison County property record for 251 Northbay Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 5,314 sqft · built 2015
Owner	2 Individual Names on File
Tax Bill	$5,366 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072E-15A-004`

Property Details

APN / Parcel Number

Primary APN	`072E-15A-004`
Alternative APNs	`072E-15A-004/00.00` `11421`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,314 sqft Adjusted Area
1st Floor Area	3,590 sqft
2nd Floor Area	993 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	192 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	11421
Old Parcel Number	072E-15A-004/00.00
Street Address	251 NORTHBAY DR
City	MADISON
State	MS
Zip	39110-9171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT D8 NORTHBAY PHASE I PART B
Legal Range	02E
Legal Township	07N
Legal Section	15
Legal Subdivision	NORTHBAY PH 1 PT B AMD
Legal Phase	1
Legal Lot Number	D8
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1010
Census Tract	30207

Owner

251 Northbay Dr is owned and occupied by two individuals who acquired it in February 2014.

Source: Madison County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	251 NORTHBAY DR, MADISON, MS 39110-9171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage MISSISSIPPI FCU
Apr 13, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2014
Deed Sale	Feb 20, 2014
Deed Document Number	0003051741
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	251 NORTHBAY DR, MADISON, MS 39110-9171
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 NORTHBAY DR, MADISON, MS 39110-9171

Mortgage

Document Number	004355/296
Date	Jul 31, 2023
Book Page	4355/296
Instrument	986463

Lender

Name	MISSISSIPPI FCU
Type	Credit Union
Address	JACKSON, MS 39296

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	251 NORTHBAY DR, MADISON, MS 39110-9171
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 NORTHBAY DR, MADISON, MS 39110-9171

Mortgage

Document Number	4021/527
Date	Apr 13, 2021
Book Page	4021/527
Instrument	923436

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	85 Months
Due	May 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 251 Northbay Dr was $5,366 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,366.00 Homeowner's exemption	$48,624	$486,240 Land $45,000 Building $441,240
2024	$5,366.00
2023	$5,366.00 Homeowner's exemption	$48,624	$486,240 Land $45,000 Building $441,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 251 Northbay Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 251 Northbay Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: NETSPEEDMS.

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