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251 N 7th St, Hamilton, IL 62341 Property Records

Hancock County property record for 251 N 7th St, Hamilton, IL 62341

Property Summary

Property TypeSingle Family Home
Lot Size1.29 acres (56,400 sqft)
Owner2 Individual Names on Record
Last Sale$238,000 (Dec 2025)
Tax Bill$3,379 (2025)
Deeds & MortgagesJan 2025 Mortgage
Dec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-29-249-000

Property Details

APN / Parcel Number

Primary APN11-29-249-000

Exterior

Lot Area56,400 sqft (1.29 acres)

Location & Zoning

Street Address251 N 7TH ST
CityHAMILTON
StateIL
Zip62341-1307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS29 T5 R8 TAYLOR & OTHERS ADD - LOTS 7, 8, 9, 10, 12, 13, 16 & 17 BLK 2 MONTEBELLO
Legal Range08
Legal Township05
Legal Section29
Legal SubdivisionTAYLOR & OTHERS ADD
Legal Block2
Legal Lot Number7-17
JurisdictionHANCOCK IL
Township / Civil DivisionMONTEBELLO
Census Block Group2
Census Block2040
Census Tract954100

Owner

Source: Hancock County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address251 N 7TH ST, HAMILTON, IL 62341-1307
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2025Deed of Trust, Mortgage · Commercial Mortgage
UNITED COMMUNITY BANK
Dec 31, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2025 · Amount on Record
Deed SaleDec 31, 2025 · Amount on Record
Prior SaleDec 29, 2025 · Amount on Record
Deed Document Number20253037
Record UpdatedOct 29, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IL
Property Address251 N 7TH ST, HAMILTON, IL 62341-1307
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020250023
DateJan 7, 2025
Instrument2025-0023
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressHAMILTON, IL 62341
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2045
Interest
Rate TypeAdjustable Rate

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK IL
Recording DateDec 31, 2025
Property Address251 N 7TH ST, HAMILTON, IL 62341-1307
Document Number0020253037
Instrument DateDec 29, 2025
Instrument2025-3037
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$238.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address251 N 7TH ST, HAMILTON, IL 62341-1307

Mortgage

Document Number0020253038
DateDec 31, 2025
Instrument2025-3038
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressHAMILTON, IL 62341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2041
Interest
Rate TypeFixed Rate
Rate5.5%

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHancock County
County SubdivisionMontebello Township
MunicipalityHamilton City
Unified School DistrictHamilton Community Consolidated School District 328 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,379.00 Homeowner's exemption$45,668 (+5.34%) Land $6,543 Building $39,125$137,004 (+5.34%) Land $19,629 Building $117,375
2024$3,379.00 (+18.98%)$43,353 (+14.76%) Land $6,211 Building $37,142
2023$130,059 (+14.76%) Land $18,633 Building $111,426
2022$2,840.00 Homeowner's exemption$37,776 (+8.24%) Land $5,412 Building $32,364$113,328 (+8.24%) Land $16,236 Building $97,092
2021$34,900 Land $5,000 Building $29,900$104,700 Land $15,000 Building $89,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1985)
Most Recent ClaimMar 1985 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMILTON
serves 2,753 people · EPA ID IL0670400
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
MTC Communications
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50

May also be available: Nextlink.

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