251 N 4th St, Paterson, NJ 07522 Property Records

Passaic County and Paterson City property record for 251 N 4th St, Paterson, NJ 07522

Property Summary

Property Type	Single Family Home
Details	1,540 sqft · built 1800
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Aug 2021)
Tax Bill	$13,055 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00103-0000-00011-02`

Property Details

APN / Parcel Number

Primary APN	`08-00103-0000-00011-02`
Alternative APN	`0800103000000011`

Interior

Building Area	1,540 sqft Total Area

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1898
Exterior Material	Wood
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Street Address	251 N 4TH ST
City	PATERSON
State	NJ
Zip	07522-1857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FACILITY NAME: PARSONAGE
Legal Subdivision	CITY/PATERSON
Legal Block	103
Legal Lot Number	11.2
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	3
Census Block	3004
Census Tract	180700

Owner

251 N 4th St is owned by an individual who bought it in August 2021.

Source: Passaic County and Paterson City records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	50 3RD ST, 52, PASSAIC, NJ 07055-7414
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 25, 2021	Bargain and Sale Deed, Transfer · Commercial Mortgage ICECAP REAL ESTATE LOAN FUND I LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Prior Sale	Aug 18, 2005 · Amount on File
Deed Document Number	202154558
Deed Book / Page	4116 / 62
Prior Transfer Date	Nov 30, 2010
Prior Transfer Doc	0000006902
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 24, 2022
Property Address	251 N 4TH ST, PATERSON, NJ 07522-1857
Document Number	0000016991
Book / Page	D4273 / 27
Instrument Date	Feb 25, 2022
Instrument	2022016991
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 3RD ST # ST52, 50, PASSAIC, NJ 07055-7414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 3RD ST # 52, 52, PASSAIC, NJ 07055-7414

Mortgage

Document Number	0000016992
Date	Mar 24, 2022
Instrument	2022016992

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 25, 2021
Property Address	251 N 4TH ST, PATERSON, NJ 07522-1857
Document Number	0000054558
Book / Page	D4116 / 62
Instrument Date	Aug 5, 2021
Instrument	2021054558
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$927.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 3RD ST # ST62, 59, PASSAIC, NJ 07055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 N 4TH ST, PATERSON, NJ 07522-1857

Mortgage

Document Number	0000054559
Date	Aug 25, 2021
Instrument	2021054559

Lender

Name	ICECAP REAL ESTATE LOAN FUND I LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 251 N 4th St was $13,055, up 4.7% from the year before.

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,800 (+59.71%) Land $130,000 Building $260,800	$390,800 (+59.71%) Land $130,000 Building $260,800
2025	$13,055.00 (+4.72%)	$244,700 Land $31,900 Building $212,800	$244,700 Land $31,900 Building $212,800
2024	$12,467.00
2023		$244,700 Land $31,900 Building $212,800	$244,700 Land $31,900 Building $212,800
2022	$11,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 251 N 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 251 N 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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