251 Melody Ln, Cameron, NC 28326 Property Records

Harnett County property record for 251 Melody Ln, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,950 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Oct 2019)
Tax Bill	$2,468 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500033758`

Property Details

APN / Parcel Number

Primary APN	`1500033758`
Alternative APN	`019594 0048 80`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,950 sqft Heated Area
1st Floor Area	774 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500033758
Street Address	251 MELODY LN
City	CAMERON
State	NC
Zip	28326-8305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#9 FOREST RIDGE SEC 6 PT 5 MAP#2018-158
Legal Subdivision	FOREST RIDGE
Legal Lot Number	9
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2054
Census Tract	71402

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	251 MELODY LN, CAMERON, NC 28326-8305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 4, 2019	Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC
Aug 28, 2018	Deed of Trust, Mortgage · Line of Credit SELECT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2019 · Amount on File
Deed Sale	Oct 4, 2019 · Amount on File
Deed Document Number	201914612
Deed Book / Page	3743 / 518
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	251 MELODY LN, CAMERON, NC 28326-8305
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001295
Date	Jan 20, 2022
Book Page	4103/665
Instrument	2022001295

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Oct 4, 2019
Property Address	251 MELODY LN, CAMERON, NC 28326-8305
Document Number	0000014612
Book / Page	3743 / 0518
Map Reference	MB 2018 PG 158
Instrument Date	Oct 4, 2019
Instrument	2019014612
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1135 ROBESON ST, 1135, FAYETTEVILLE, NC 28305-5527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 MELODY LN, CAMERON, NC 28326-8305

Mortgage

Document Number	0000014613
Date	Oct 4, 2019
Instrument	2019014613

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	251 MELODY LN, CAMERON, NC 28326-8305
Document Number	0000012858
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1135 ROBESON ST FAYETTEVILLE NC 283055527, FAYETTEVILLE, NC 28305-5527
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012858
Date	Sep 4, 2018
Book Page	003637/000135
Instrument	12858

Lender

Name	SELECT BK
Type	Bank
Address	DUNN, NC 28335

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,468.00 (+27.68%)	$317,749 (+22.21%)	$317,749 (+22.21%) Land $48,000 Building $269,749
2023	$1,933.00	$260,000	$260,000 Land $53,330 Building $206,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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