251 Hillcrest Ln, Steger, IL 60475 Property Records

Will County property record for 251 Hillcrest Ln, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,582 sqft · built 1999
Lot Size	0.21 acres (9,108 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Dec 2021)
Tax Bill	$6,503 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-04-303-046`

Property Details

APN / Parcel Number

Primary APN	`23-15-04-303-046`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,582 sqft Living Area
Basement Area	1,582 sqft
Unfinished Basement	1,582 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	9,108 sqft (0.21 acres)
Garage Type	Attached
Garage Area	435 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	251 HILLCREST LN
City	STEGER
State	IL
Zip	60475-1590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 61 IN PHILLIPP'S LAKE HILLS, PHASE 3, A SUB OF PRT OF THE N1/2 SW1/4 OF SEC. 4, A RESUB OF LOT 57 IN PHILLIPP'S LAKE HIL
Legal Range	14E
Legal Township	34N
Legal Section	04
Legal Subdivision	PHILLIPPES LAKE HILLS PHASE 3
Legal Phase	2
Legal Lot Number	61
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	1
Census Block	1009
Census Tract	883700

Owner

251 Hillcrest Ln is owned and occupied by an individual who bought it in December 2021.

Source: Will County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	251 HILLCREST LN, STEGER, IL 60475-1590
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Aug 4, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
May 13, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Sep 21, 2015 · Amount on File
Deed Document Number	2021129644
Prior Transfer Date	Mar 28, 2014
Prior Transfer Doc	0000037290
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	251 HILLCREST LN, STEGER, IL 60475-1590
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 HILLCREST LN, STEGER, IL 60475-1590

Mortgage

Document Number	0000018367
Date	Apr 19, 2023
Instrument	R2023018367

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	343 Months
Due	Nov 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	251 HILLCREST LN, STEGER, IL 60475-1590
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 HILLCREST LN, STEGER, IL 60475-1590

Mortgage

Document Number	0000059422
Date	Aug 4, 2022
Instrument	R2022059422

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Nov 1, 2051

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	251 HILLCREST LN, STEGER, IL 60475-1590
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 HILLCREST LN, STEGER, IL 60475-1590

Mortgage

Document Number	0000015755
Date	Apr 4, 2024
Instrument	R2024015755

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	331 Months
Due	Nov 1, 2051

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	251 HILLCREST LN, STEGER, IL 60475-1590
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 HILLCREST LN, STEGER, IL 60475-1590

Mortgage

Document Number	0000024890
Date	May 13, 2025
Instrument	R2025024890

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	318 Months
Due	Nov 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 1, 2021
Property Address	251 HILLCREST LN, STEGER, IL 60475-1590
Document Number	0000129644
Instrument Date	Sep 9, 2021
Instrument	R2021129644
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 HILLCREST LN, STEGER, IL 60475-1590

Mortgage

Document Number	0000129645
Date	Dec 1, 2021
Instrument	R2021129645

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 251 Hillcrest Ln was $6,503, down 0.7% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,503.00 (-0.66%)	$75,204 (+5.5%) Land $16,684 Building $58,520	$225,612 (+5.5%) Land $50,052 Building $175,560
2024	$6,546.00	$71,283 Land $15,814 Building $55,469	$213,849 Land $47,442 Building $166,407
2022	$5,755.00 Homeowner's exemption	$56,569 Land $12,550 Building $44,019	$169,707 Land $37,650 Building $132,057

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 251 Hillcrest Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 251 Hillcrest Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Hillcrest Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures