251 High St, Apt E, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 251 High St, Apt E, Santa Cruz, CA 95060

Property Summary

Property Type	Apartment House (2-4 Units)
Details	14 bd · 10 ba · 5,454 sqft · built 2006
Lot Size	0.28 acres (12,240 sqft)
Owner	Company Name on File
Last Sale	$425,000 (May 2002)
Tax Bill	$23,721 (2023)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2023 Re-recorded Document + 7 more
Flood Zone	Zone X (minimal risk)
APN	`006-171-35`

Property Details

APN / Parcel Number

Primary APN	`006-171-35`

Interior

Bedrooms	14 Beds
Full Baths	10 Baths
Units	10 Units
Building Area	5,454 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Construction Type	Wood
Lot Area	12,240 sqft (0.28 acres)

Location & Zoning

Street Address	251 HIGH ST APT E, E
City	SANTA CRUZ
State	CA
Zip	95060-2675
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Legal Description	MAP REF:MAP: 006/171
Legal Range	02W
Legal Township	11
Legal Section	13
Legal Subdivision	ST LAURENCE TR
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	100300

Owner

251 High St, Apt E is owned by a company that acquired it in January 2023.

Source: Santa Cruz County records, as of November 7, 2023

Owner of Record	Company Name on File
Co-owner	2 Co-owners on File
Mailing Address	134 SOQUEL AVE # B, B, SANTA CRUZ, CA 95060
Owner Type	Company, Secondary Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Unknown JPMORGAN CHASE BANK NA
Oct 25, 2023	Re-recorded Document FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 25, 2023	Re-recorded Document FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jan 30, 2023	Intrafamily Transfer, Transfer · Loan Assumption JPMORGAN CHASE BANK NA
Jan 30, 2023	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TIT
Jul 8, 2022	Intrafamily Transfer, Transfer
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK
Jan 8, 2019	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Jul 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 24, 2002 · Amount on File
Deed Sale	May 24, 2002 · Amount on File
Prior Sale	Jan 30, 2023
Deed Document Number	0000037818
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	251 HIGH ST APT E, E, SANTA CRUZ, CA 95060-2675
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1134 SOQUEL AVE B, B, SANTA CRUZ, CA 95062-2159

Mortgage

Document Number	0000003414
Date	Feb 2, 2022
Instrument	2022-0003414

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COPPELL, TX 75019

Agreement

Type	Unknown
Amount	Amount on Record

October 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 25, 2023
Property Address	251 HIGH ST APT E, E, SANTA CRUZ, CA 95060-2675
Document Number	0000020542
Instrument Date	Apr 13, 2023
Instrument	2023-0020542
Record Updated	Nov 8, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1862 ENCINA DR, SANTA CRUZ, CA 95062-1908
Investor	Possibly a Property Investor

October 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 25, 2023
Property Address	251 HIGH ST APT E, E, SANTA CRUZ, CA 95060-2675
Document Number	0000020541
Map Reference	MB 13 PG 13
Instrument Date	Apr 6, 2023
Instrument	2023-0020541
Record Updated	Nov 8, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2504, APTOS, CA 95001-2504

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 30, 2023
Property Address	251 HIGH ST APT E, E, SANTA CRUZ, CA 95060-2675
Document Number	0000001559
Map Reference	VOL 13 PG 13
Instrument Date	Jan 3, 2023
Instrument	2023-0001559
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 SOQUEL AVE # B, B, SANTA CRUZ, CA 95060

Mortgage

Document Number	0000001563
Date	Jan 30, 2023
Instrument	2023-0001563

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COPPELL, TX 75019

Agreement

Type	Loan Assumption
Amount	Amount on Record

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 30, 2023
Property Address	251 HIGH ST APT E, E, SANTA CRUZ, CA 95060-2675
Document Number	0000001553
Instrument Date	Jan 3, 2023
Instrument	2023-0001553
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TIT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 SOQUEL AVE # B, B, SANTA CRUZ, CA 95060

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 8, 2022
Property Address	251 HIGH ST APT E, E, SANTA CRUZ, CA 95060-2675
Document Number	0000020166
Map Reference	MB 13 PG 13
Instrument Date	Jun 22, 2022
Instrument	2022-0020166
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1134 SOQUEL AVE STE B, B, SANTA CRUZ, CA 95062-2159
Investor	Possibly a Property Investor

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	251 HIGH ST, SANTA CRUZ, CA 95060-2675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023852
Date	Aug 3, 2018
Instrument	2018-0023852

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	251 HIGH ST, SANTA CRUZ, CA 95060-2675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000412
Date	Jan 8, 2019
Instrument	2019-0000412

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COPPELL, TX 75019

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	251 HIGH ST, SANTA CRUZ, CA 95060-2675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019906
Date	Jul 17, 2019
Instrument	2019-0019906

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COPPELL, TX 75019

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Santa Cruz City
Elementary School District	Santa Cruz City Elementary School District (KG - 05)
Secondary School District	Santa Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$23,721.00 (+1.13%)	$2,075,131 Land $928,587 Building $1,146,544
2022	$23,455.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 251 High St, Apt E in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	41 (1982–2023)
Claims Outside the SFHA	11 of 41
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 5 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 6 claims Severe Winter Storms And Flooding, Mar 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 251 High St, Apt E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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