Northumberland County property record for 251 Hemlock Ln, Elysburg, PA 17824
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,600 (Nov 2021) |
| Tax Bill | $4,823 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-04-044-066 |
| Primary APN | 040-04-044-066 |
|---|
| Lot Area | 20,038 sqft (0.46 acres) |
|---|
| Street Address | 251 HEMLOCK LN |
|---|---|
| City | ELYSBURG |
| State | PA |
| Zip | 17824-7263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .462 AC |
| Legal Subdivision | PINE BROOK |
| Jurisdiction | NORTHUMBERLAND PA |
| Township / Civil Division | RALPHO |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 80800 |
Source: Northumberland County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 251 HEMLOCK LN, ELYSBURG, PA 17824-7263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC |
| Nov 16, 2021 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 18, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2021 · Amount on Record |
| Deed Sale | Nov 16, 2021 · Amount on Record |
| Prior Sale | Oct 18, 2017 · Amount on Record |
| Deed Document Number | 202119828 |
| Deed Book / Page | 3138 / 273 |
| Prior Transfer Date | Dec 9, 2010 |
| Prior Transfer Doc | 002276/075 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHUMBERLAND PA |
| Property Address | 251 HEMLOCK LN, ELYSBURG, PA 17824-7263 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Title Company | SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 251 HEMLOCK LN, ELYSBURG, PA 17824-7263 |
| Document Number | 0003448/17 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 3448/17 |
| Instrument | 202516886 |
| Name | ZOOM HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LIVONIA, MI 48152 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHUMBERLAND PA |
| Recording Date | Nov 16, 2021 |
| Property Address | 251 HEMLOCK LN, ELYSBURG, PA 17824-7263 |
| Document Number | 3138/273 |
| Book / Page | 3138 / 273 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 202119828 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,996.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 PINE AVE, 34, ELYSBURG, PA 17824-9712 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6782 COUNTY ROAD B, DELTA, OH 43515-9639 |
| Document Number | 202119829 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 202119829 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHUMBERLAND PA |
| Recording Date | Oct 18, 2017 |
| Property Address | 251 HEMLOCK LN, ELYSBURG, PA 17824-7263 |
| Document Number | 002808/138 |
| Book / Page | 2808 / 138 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 201716704 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,386.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 PENN SQ, 1, LANCASTER, PA 17602-2853 |
| Name | Verified Name |
|---|---|
| Address | 34 PINE AVE, ELYSBURG, PA 17824-9712 |
Source: Northumberland County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Northumberland County |
| County Subdivision | Ralpho Township |
| Unified School District | Southern Columbia Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,823.00 (+11.33%) | $39,750 (-) Land $3,710 Building $36,040 | |
| 2024 | $4,332.00 | $39,750 (-) Land $3,710 Building $36,040 | |
| 2023 | $4,332.00 | $39,750 Land $3,710 Building $36,040 | |
| 1972 | $39,750 Land $3,710 Building $36,040 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 56 (1978–2018) |
| Claims Outside the SFHA | 30 of 56 |
| Most Recent Claim | Aug 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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