251 Elm St, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 251 Elm St, Wethersfield, CT 06109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,252 sqft · built 1910
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Apr 2020)
Tax Bill	$9,213 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`WETH M:280 B:005`

Property Details

APN / Parcel Number

Primary APN	`WETH M:280 B:005`
Alternative APN	`280005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,252 sqft Living Area
Gross Area	1,868 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	280005
Street Address	251 ELM ST
City	WETHERSFIELD
State	CT
Zip	06109-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Block	5
Jurisdiction	WETHERSFIELD CT
Township / Civil Division	WETHERSFIELD
Census Block Group	1
Census Block	1026
Census Tract	492100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Wethersfield Historic District listed 1970 · 1,200 contributing resources · NRIS 70000719

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

251 Elm St is owned and occupied by two individuals who bought it in April 2020.

Source: Wethersfield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	251 ELM ST, WETHERSFIELD, CT 06109-3402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage DUTCH POINT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2020 · Amount on File
Deed Sale	Apr 7, 2020 · Amount on File
Prior Sale	May 19, 1987 · Amount on File
Deed Book / Page	2102 / 134
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WETHERSFIELD CT
Recording Date	Apr 7, 2020
Property Address	251 ELM ST, WETHERSFIELD, CT 06109-3402
Document Number	2102-134
Book / Page	2102 / 134
Instrument Date	Apr 6, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2102136
Date	Apr 7, 2020
Instrument	2102/136

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	251 ELM ST, WETHERSFIELD, CT 06109-3402
Document Number	2028-169
Book / Page	002028 / 000169
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 ELM ST WETHERSFIELD CT 061093402, WETHERSFIELD, CT 06109-3402

Mortgage

Document Number	2028-169
Date	Feb 1, 2018
Book Page	002028/000169

Lender

Name	DUTCH POINT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 31, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 251 Elm St was $9,213.

Source: Wethersfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wethersfield Town
Unified School District	Wethersfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,213.00	$223,500 Land $107,040 Building $116,460	$156,450 Land $74,928 Building $81,522
2024	$9,213.00 (+40.19%)
2023	$6,572.00 (+1.72%)	$157,290 (-) Land $86,100 Building $71,190
2022	$6,461.00	$157,290 Land $86,100 Building $71,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 251 Elm St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 251 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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