Summit County property record for 251 Elk Cir, Dillon, CO 80435
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 3,889 sqft · built 1999 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,350,000 (Aug 2020) |
| Tax Bill | $8,647 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2007 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2095-2240-08-025 |
| Primary APN | 2095-2240-08-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,889 sqft Living Area |
| Gross Area | 4,465 sqft |
| 1st Floor Area | 1,574 sqft |
| 2nd Floor Area | 932 sqft |
| Basement Area | 1,431 sqft |
| Finished Basement | 1,383 sqft |
| Unfinished Basement | 48 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,710 sqft (0.177 acres) |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 251 ELK CIR |
|---|---|
| City | KEYSTONE |
| State | CO |
| Zip | 80435-7803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CPUD |
| Legal Description | LOT 25 OLD KEYSTONE GOLF COURSE SUB AKA ELK RUN AT KEYSTONE RIVER COURSE |
| Legal Subdivision | OLD KEYSTONE GOLF COURSE SUB |
| Legal Lot Number | 25 |
| Jurisdiction | SUMMIT CO |
| Township / Civil Division | BRECKENRIDGE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 201 |
Source: Summit County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 251 ELK CIR, KEYSTONE, CO 80435-7803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 9, 2007 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Sep 23, 2009 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Sep 29, 2009 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 10, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2020 · Amount on Record |
| Deed Sale | Aug 18, 2020 · Amount on Record |
| Deed Document Number | 20201232508 |
| Prior Transfer Date | Jul 26, 2018 |
| Prior Transfer Doc | 0001179097 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 251 ELK CIR, DILLON, CO 80435-7803 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 251 ELK CIR, KEYSTONE, CO 80435-7803 |
| Investor | Possibly a Property Investor |
| Document Number | 0001267423 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 1267423 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN JUAN, PR 921 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 251 ELK CIR, DILLON, CO 80435-7803 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000843904 |
|---|---|
| Date | Jan 9, 2007 |
| Instrument | 843904 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jan 1, 2010 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 251 ELK CIR, DILLON, CO 80435-7803 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0000923102 |
|---|---|
| Date | Sep 23, 2009 |
| Instrument | 923102 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80226 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 5, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 251 ELK CIR, DILLON, CO 80435-7803 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | LSI |
| Name | Verified Name |
|---|
| Document Number | 0000923461 |
|---|---|
| Date | Sep 29, 2009 |
| Instrument | 923461 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Aug 18, 2020 |
| Property Address | 251 ELK CIR, DILLON, CO 80435-7803 |
| Document Number | 0001232508 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 1232508 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2026 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 251 ELK CIR, DILLON, CO 80435-7803 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 1312, DILLON, CO 80435-1302 |
| Investor | Possibly a Property Investor |
| Document Number | 0001232509 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 1232509 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Sep 10, 2018 |
| Property Address | 251 ELK CIR, DILLON, CO 80435-7803 |
| Document Number | 0001179097 |
| Map Reference | DOC553524 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 1179097 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 251 ELK CIR, DILLON, CO 80435-7803 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 251 ELK CIR, DILLON, CO 80435-7803 |
Source: Summit County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Summit County |
| Municipality | Keystone Town |
| Unified School District | Summit School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,647.00 (+8.92%) | $169,435 (+10.38%) | $2,491,700 (+8.76%) Land $807,300 Building $1,684,400 |
| 2024 | $7,939.00 (-4.26%) | $153,504 (-) | |
| 2023 | $8,292.00 (+54.85%) | $153,504 (+63.78%) | $2,291,100 (+69.89%) Land $824,300 Building $1,466,800 |
| 2022 | $5,355.00 | $93,728 | $1,348,600 Land $458,200 Building $890,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 26 units insured incl. 22 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST DILLON WD serves 2,501 people · EPA ID CO0159045 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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