Adams County property record for 251 E Water St, Berne, IN 46711
| Property Type | Commercial |
|---|---|
| Details | 6,656 sqft · built 1901 |
| Lot Size | 0.303 acres (13,225 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,827 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-08-33-301-315.000-010 |
| Primary APN | 01-08-33-301-315.000-010 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 7 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 6,656 sqft Total Area |
| 1st Floor Area | 6,656 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 13,225 sqft (0.303 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Account Number | 01693751865 |
|---|---|
| Street Address | 251 E WATER ST |
| City | BERNE |
| State | IN |
| Zip | 46711-1228 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 12TH ADD LOT 111 & 112 EXCEPT SE PT |
| Legal Subdivision | 12TH ADD |
| Legal Lot Number | 111 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 30600 |
251 E Water St, a commercial property, is owned by an individual.
Source: Adams County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 323, BERNE, IN 46711-0323 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 251 E Water St was $1,827, up 8.3% from the year before.
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Monroe Township |
| Municipality | Berne City |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,827.00 (+8.3%) | $60,900 Land $19,100 Building $41,800 | $60,900 Land $19,100 Building $41,800 |
| 2024 | $1,687.00 (+0.18%) | ||
| 2023 | $1,684.00 (+3.57%) | $55,600 (+2.58%) Land $19,100 Building $36,500 | $55,600 (+2.58%) Land $19,100 Building $36,500 |
| 2022 | $1,626.00 | $54,200 Land $19,100 Building $35,100 | $54,200 Land $19,100 Building $35,100 |
| 2020 | $1,558.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 251 E Water St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 251 E Water St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNE WATER DEPARTMENT serves 4,388 people · EPA ID IN5201001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Watch TV Fiber · Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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