251 E Howard St, Hagerstown, MD 21740 Property Records

Washington County property record for 251 E Howard St, Hagerstown, MD 21740

Property Summary

Property TypeTownhouse
Details1 ba · 1,120 sqft · built 1910
Lot Size0.036 acres (1,563 sqft)
Owner2 Company Names on Record
Last Sale$168,000 (Jun 2024)
Tax Bill$968 (2026)
Deeds & MortgagesAug 2026 Sale
Oct 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-017802

Property Details

APN / Parcel Number

Primary APN17-017802
Alternative APN
  • 017802

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,120 sqft Total Area
Basement Area560 sqft
Finished Basement560 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,563 sqft (0.036 acres)
Lot Dimensions60 ft deep x 20 ft wide
PorchSlab
Porch Area126 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number017802
Street Address251 E HOWARD ST
CityHAGERSTOWN
StateMD
Zip21740-6436
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRMOD
Legal DescriptionLT 20.235X60.600 AV .036 AC 251 E HOWARD ST
JurisdictionWASHINGTON MD
Township / Civil Division17, HAGERSTOWN
Census Block Group3
Census Block3001
Census Tract700

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3400 BASFORD RD, FREDERICK, MD 21703-7822
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 5, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jun 27, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
THE COLUMBIA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2024 · Amount on Record
Deed SaleJun 7, 2024 · Amount on Record
Prior SaleJun 25, 1986 · Amount on Record
Deed Book / Page7470 / 55
Prior Transfer DateJun 20, 2018
Prior Transfer Doc0057810046
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateAug 14, 2026
Property Address251 E HOWARD ST, HAGERSTOWN, MD 21740-6436
Document Number7992000205
Book / Page7992 / 205
Instrument DateAug 11, 2026
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3400 BASFORD RD, FREDERICK, MD 21703-7822

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address251 E HOWARD ST, HAGERSTOWN, MD 21740-6436
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071190141
DateOct 5, 2022
Book Page7119/141
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

June 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON MD
Recording DateJun 27, 2018
Property Address251 E HOWARD ST, HAGERSTOWN, MD 21740-6436
Document Number0057810046
Book / Page5781 / 0046
Instrument DateJun 20, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyOLDE TOWNE TITLE INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address251 E HOWARD ST, HAGERSTOWN, MD 21740-6436

Mortgage

Document Number0000578151
DateJun 27, 2018
Instrument5781/51
Lender
NameTHE COLUMBIA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalityHagerstown City
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$968.00 (+12.82%)$106,267 (+12.81%)$130,400 (+38.43%) Land $25,000 Building $105,400
2025$858.00 (+35.12%)$94,200 (+28.92%) Land $25,000 Building $69,200$94,200 (-) Land $25,000 Building $69,200
2024$635.00 (+5.31%)
2023$603.00 Homeowner's exemption$73,067$94,200 Land $25,000 Building $69,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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