Brunswick County property record for 251 E First St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 2,512 sqft · built 2004 |
| Lot Size | 0.114 acres (4,979 sqft) |
| Owner | Company Name on File |
| Last Sale | $675,000 (Oct 2018) |
| Tax Bill | $3,777 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2023 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 244OD006 |
| Primary APN | 244OD006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,512 sqft Heated Area |
| Gross Area | 3,568 sqft |
| 1st Floor Area | 1,292 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood Shingle |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 4,979 sqft (0.114 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80144711 |
|---|---|
| Street Address | 251 E FIRST ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-5 B-59 S-B OIB PLAT 3/178 |
| Legal Subdivision | OCEAN ISLE BEACH |
| Legal Block | 59 |
| Legal Lot Number | 5 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 20512 |
Source: Brunswick County assessment roll, APN 244OD006, as of August 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 118 TIMBER RD, MOORESVILLE, NC 28115-7897 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BLUEHARBOR BANK |
| Aug 21, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 12, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2018 · Amount on Record |
| Deed Sale | Oct 12, 2018 · Amount on Record |
| Deed Book / Page | 4113 / 162 |
| Last Transfer Date | Aug 18, 2023 |
| Transfer Doc | 0050611084 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 251 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 118 TIMBER RD, MOORESVILLE, NC 28115-7897 |
| Document Number | 0050630906 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 5063/906 |
| Name | BLUEHARBOR BANK |
|---|---|
| Type | Bank |
| Address | MOORESVILLE, NC 28117 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Aug 21, 2023 |
| Property Address | 251 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0050611084 |
| Book / Page | 5061 / 1084 |
| Map Reference | MB 3 PG 178A |
| Instrument Date | Aug 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 484 BEATEN PATH RD, MOORESVILLE, NC 28117-8981 |
| Name | Verified Name |
|---|---|
| Address | 118 TIMBER RD, MOORESVILLE, NC 28115-7897 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Oct 12, 2018 |
| Property Address | 251 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0041130162 |
| Book / Page | 004113 / 000162 |
| Instrument Date | Oct 06, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 485 BEATEN PATH RD MOORESVILLE NC 28117, MOORESVILLE, NC 28117 |
Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,777.00 | $984,220 (-) Land $400,000 Building $584,220 | $984,220 (-) Land $400,000 Building $584,220 |
| 2023 | $984,220 Land $400,000 Building $584,220 | $984,220 Land $400,000 Building $584,220 |
Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205124, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 49 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Atlantic Telephone Membership Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
Source: EPA Safe Drinking Water Information System, water system NC0410035, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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