251 E Emerald Lake Dr W, Grapeview, WA 98546 Property Records

Mason County property record for 251 E Emerald Lake Dr W, Grapeview, WA 98546

Property Summary

Property Type	Single Family Home
Details	1,712 sqft · built 2024
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Tax Bill	$538 (2025)
Deeds & Mortgages	Jul 2024 Construction Loan Sep 2024 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32124-52-00031`

Property Details

APN / Parcel Number

Primary APN	`32124-52-00031`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,712 sqft Living Area
Gross Area	2,484 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Lot Width	65 ft Width
View / Lot	Water
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	251 E EMERALD LAKE DR W
City	GRAPEVIEW
State	WA
Zip	98546-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5
Legal Description	EMERALD LAKE DIV 3, LOT 31
Legal Subdivision	EMERALD LAKE DIV 3
Legal Lot Number	31
Jurisdiction	MASON WA
Township / Civil Division	UNION-GRAPEVIEW
Census Block Group	3
Census Block	3011
Census Tract	961200

Owner

Source: Mason County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	251 E EMERALD LAKE DR W, GRAPEVIEW, WA 98546-9505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2024	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Sep 16, 2024	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK
Oct 13, 2021	Intrafamily Transfer, Transfer
Aug 16, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 16, 2021
Transfer Doc	0002168764
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	251 E EMERALD LAKE DR W, GRAPEVIEW, WA 98546-9505
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 NE 103RD ST 6B, 6B, KANSAS CITY, MO 64155-3047

Mortgage

Document Number	0002213934
Date	Jul 31, 2024
Instrument	2213934

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2031
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Index	1-Year CMT
Max Rate	11.8%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	251 E EMERALD LAKE DR W, GRAPEVIEW, WA 98546-9505
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	AEGIS LAND TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 NE 103RD ST, KANSAS CITY, MO 64155-3534

Mortgage

Document Number	0002215869
Date	Sep 16, 2024
Instrument	2215869

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Index	1-Year CMT
Max Rate	11.8%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Recording Date	Jun 29, 2026
Property Address	251 E EMERALD LAKE DR W, GRAPEVIEW, WA 98546-9505
Document Number	0002242411
Instrument Date	Jul 29, 2024
Instrument	20262242411
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AEGIS LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167

Mortgage

Document Number	0002242411,
Date	Jun 29, 2026
Instrument	20262242411

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MASON WA
Recording Date	Oct 13, 2021
Property Address	251 E EMERALD LAKE DR W, GRAPEVIEW, WA 98546-9505
Document Number	0002168764
Map Reference	VOL 9 PG 5-7
Instrument Date	Sep 16, 2021
Instrument	2168764
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MASON WA
Recording Date	Aug 16, 2021
Property Address	251 E EMERALD LAKE DR W, GRAPEVIEW, WA 98546-9505
Document Number	0002164421
Instrument Date	Aug 16, 2021
Instrument	2164421
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Mason County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Mason County
Unified School District	Pioneer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,070 (+630.53%) Land $74,050 Building $390,020	$464,070 (+630.53%) Land $74,050 Building $390,020
2025	$538.00 (-28.55%)
2024	$753.00 (+3.86%)	$63,525 (-18.76%) Land $61,025 Building $2,500	$63,525 (-18.76%) Land $61,025 Building $2,500
2023	$725.00
2022		$78,195 Land $75,695 Building $2,500	$78,195 Land $75,695 Building $2,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD LAKE private · serves 329 people · EPA ID WA5323294
Water Source	Groundwater
Last State Inspection	Aug 2022
Also Mapped Here	LAKE LIMERICK WATER
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PUD 3 Fiber Fiber	1,000 / 1,000

May also be available: Ziply Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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