251 E Cudd Rd, Cowpens, SC 29330 Property Records

Cherokee County property record for 251 E Cudd Rd, Cowpens, SC 29330

Property Summary

Property Type	Single Family Home
Details	1,414 sqft · built 1999
Lot Size	15.1 acres (661,241 sqft)
Owner	2 Company Names on Record
Tax Bill	$848 (2025)
Deeds & Mortgages	Dec 2025 Transfer Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021098-23-3`

Property Details

APN / Parcel Number

Primary APN	`021098-23-3`
Alternative APNs	`0080000033005 00463998` `008-00-00-033.005` `021010223`

Interior

Stories	1 Story
Building Area	1,414 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Lot Area	661,241 sqft (15.1 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	251 E CUDD RD
City	COWPENS
State	SC
Zip	29330-9471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	251 E CUDD RD TR 3C AMY TO BOTH $10/WAS IN BOTH WITH KENNITH??
Legal Subdivision	PLAT PREPARED FOR BOBBY HOPPER
Legal Tract	3C
Jurisdiction	CHEROKEE SC
Township / Civil Division	MACEDONIA
Census Block Group	1
Census Block	1024
Census Tract	970102

Owner

Source: Cherokee County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	251 E CUDD RD, COWPENS, SC 29330-9471
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Intrafamily Transfer, Transfer
Oct 20, 2023	Deed of Trust, Mortgage · Line of Credit CPM FCU
Apr 15, 2021	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2009
Deed Sale	Jul 23, 2009
Deed Book / Page	29 / 656
Last Transfer Date	Nov 14, 2025
Transfer Doc	0001920579
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE SC
Recording Date	Dec 8, 2025
Property Address	251 E CUDD RD, COWPENS, SC 29330-9471
Document Number	0001920579
Book / Page	192 / 579
Map Reference	VOL 29 PG 649
Instrument Date	Nov 14, 2025
Instrument	2025-6496
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	251 E CUDD RD, COWPENS, SC 29330-9471

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	251 E CUDD RD, COWPENS, SC 29330-9471
Transaction Type	Mortgage
Record Updated	Apr 8, 2024
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001652461
Date	Oct 20, 2023
Book Page	165/2461
Instrument	202300005969

Lender

Name	CPM FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 13, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	251 E CUDD RD, COWPENS, SC 29330-9471
Document Number	0001341787
Instrument Date	Apr 15, 2021
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	251 E CUDD RD COWPENS SC 293309471, COWPENS, SC 29330-9471

Mortgage

Document Number	0001341787
Date	May 14, 2021
Book Page	000134/001787
Instrument	2914

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 13, 2036

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$848.00 (+19.27%) Homeowner's exemption	$6,720 (-) Land $460 Building $6,260	$230,300 (-) Land $73,800 Building $156,500
2023	$711.00	$6,720 Land $460 Building $6,260	$230,300 Land $73,800 Building $156,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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