251 Cornelia St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 251 Cornelia St, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 2007
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Mar 2021)
Tax Bill	$1,643 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-0820-0047-00-1`

Property Details

APN / Parcel Number

Primary APN	`03-0820-0047-00-1`
Alternative APN	`11-03-0820-0047-00-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Raised Ranch
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	251 CORNELIA ST
City	BENTON HARBOR
State	MI
Zip	49022-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B TWO FAMI
Legal Description	LOT 10 BLK 4 BENTON HARBOR IMPROVEMENT ASSNS 5TH ADD TO CITY OF BENTON HARBOR
Legal Subdivision	BENTON HARBOR IMPROVEMENT ASSNS 5TH ADD
Legal Block	4
Legal Lot Number	10
Legal Unit	10
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1032
Census Tract	2200

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	251 CORNELIA ST, BENTON HARBOR, MI 49022-3031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 16, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Nov 15, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Dec 28, 2007
Deed Book / Page	3317 / 3477
Prior Transfer Date	Oct 23, 2017
Prior Transfer Doc	03189/2412
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	251 CORNELIA ST, BENTON HARBOR, MI 49022-3031
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 CORNELIA ST, BENTON HARBOR, MI 49022-3031

Mortgage

Document Number	03366/1102
Date	Mar 10, 2022
Book Page	3366/1102
Instrument	2022345189

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 16, 2021
Property Address	251 CORNELIA ST, BENTON HARBOR, MI 49022-3031
Document Number	03317/3477
Book / Page	3317 / 3477
Map Reference	LB 3 PG 4
Instrument Date	Mar 12, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 CORNELIA ST, BENTON HARBOR, MI 49022-3031

Mortgage

Document Number	0033173478
Date	Mar 16, 2021
Instrument	3317/3478

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Nov 15, 2017
Property Address	251 CORNELIA ST, BENTON HARBOR, MI 49022-3031
Document Number	03189/2412
Book / Page	3189 / 2412
Instrument Date	Oct 23, 2017
Instrument	3189-2412
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4736 HAVEN LAKE RD, CARMEL, IN 46280-2805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 COMELIA DR, BENTON HARBOR, MI 49022

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,600 (-2.8%)	$111,200 (-2.8%)
2025	$1,643.00 (+2.82%) Homeowner's exemption	$57,200 (+21.96%)	$114,400 (+21.96%)
2024	$1,598.00 (+6.75%)
2023		$46,900	$93,800
2022	$1,497.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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