251 Cole Rd, Carthage, NC 28327 Property Records

Moore County property record for 251 Cole Rd, Carthage, NC 28327

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,190 sqft · built 2020
Lot Size	8.29 acres (361,112 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,662 (2026)
Deeds & Mortgages	Feb 2020 Construction Loan Mar 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`858900070597`

Property Details

APN / Parcel Number

Primary APN	`858900070597`
Alternative APNs	`20190051` `97036699`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,190 sqft Living Area
1st Floor Area	2,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	361,112 sqft (8.29 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	97036699
Street Address	251 COLE RD
City	CARTHAGE
State	NC
Zip	28327-8749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 1 CARTHAGE FIRE COLE
Legal Lot Number	1
Jurisdiction	MOORE NC
Township / Civil Division	1, CARTHAGE
Census Block Group	2
Census Block	2015
Census Tract	950402

Owner

251 Cole Rd is owned and occupied by two individuals.

Source: Moore County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	251 COLE RD, CARTHAGE, NC 28327-8749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Deed of Trust, Mortgage · Construction Mortgage STATE EMPLOYEES CU
Mar 22, 2019	Warranty Deed, Transfer
Mar 22, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	251 COLE RD, CARTHAGE, NC 28327-8749
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5268/184
Date	Feb 6, 2020
Book Page	5268/184
Instrument	2020002095

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	367 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Mar 22, 2019
Property Address	251 COLE RD, CARTHAGE, NC 28327-8749
Document Number	005104/183
Book / Page	5104 / 183
Map Reference	CAB 18 SL 23
Instrument Date	Mar 22, 2019
Instrument	2019003632
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2180 CAMP EASTER RD, CARTHAGE, NC 28327-8533

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Mar 22, 2019
Property Address	251 COLE RD, CARTHAGE, NC 28327-8749
Document Number	005104/183
Book / Page	5104 / 183
Map Reference	CAB 18 SL 23
Instrument Date	Mar 22, 2019
Instrument	2019003632
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2180 CAMP EASTER RD, CARTHAGE, NC 28327-8533

Tax Assessment & Valuation

The 2026 property tax bill for 251 Cole Rd was $1,662.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,662.00	$395,900 (-) Land $58,420 Building $337,480
2025	$1,662.00	$395,900 Land $58,420 Building $337,480
2024			$395,900 (-) Land $58,420 Building $337,480
2023	$1,801.00	$395,900 Land $58,420 Building $337,480	$395,900 Land $58,420 Building $337,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 251 Cole Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 251 Cole Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cole Rd

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