251 Cobblestone Cir, Red Oak, TX 75154 Property Records

Ellis County property record for 251 Cobblestone Cir, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,048 sqft · built 2002
Lot Size	0.291 acres (12,676 sqft)
Owner	Individual Name on Record
Last Sale	$392,468 (Feb 2024)
Tax Bill	$5,891 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R218035`

Property Details

APN / Parcel Number

Primary APN	`R218035`
Alternative APNs	`72304890102600111` `218035`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,048 sqft Living Area
Gross Area	4,040 sqft
1st Floor Area	1,572 sqft
2nd Floor Area	1,476 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,676 sqft (0.291 acres)
Lot Dimensions	169 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	412 sqft
Storage Building	336 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	251 COBBLESTONE CIR
City	RED OAK
State	TX
Zip	75154-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 BLK A COBBLESTONE ESTS .291 AC
Legal Subdivision	COBBLESTONE ESTS
Legal Block	A
Legal Lot Number	26
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	4
Census Block	4000
Census Tract	60207

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	251 COBBLESTONE CIR, RED OAK, TX 75154-5044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 5, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 7, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 12, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE/LED, FIDELITY NATIONAL TITLE DFW
Oct 10, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE/LED, FIDELITY NATIONAL TITLE DFW
Feb 2, 2018	Loan Modification, Mortgage WELLS FARGO BK/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2024 · Amount on Record
Deed Sale	Feb 9, 2024 · Amount on Record
Prior Sale	Oct 12, 2023
Deed Document Number	20243772
Prior Transfer Date	Apr 7, 2014
Prior Transfer Doc	0000007876
Record Updated	Sep 20, 2026

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Feb 9, 2024
Property Address	251 COBBLESTONE CIR, RED OAK, TX 75154-5044
Document Number	0002403772
Map Reference	CAB E SL 174
Instrument Date	Feb 8, 2024
Instrument	2403772
Transaction Type	Transfer
Record Updated	Feb 27, 2024
Title Company	NOT AVAILABLE, TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 COBBLESTONE CIR, RED OAK, TX 75154-5044

Mortgage

Document Number	0002403773
Date	Feb 9, 2024
Instrument	2403773

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	251 COBBLESTONE CIR, RED OAK, TX 75154-5044
Transaction Type	Mortgage
Record Updated	Oct 26, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 COBBLESTONE CIR, RED OAK, TX 75154-5044

Mortgage

Document Number	0002149121
Date	Nov 5, 2021
Instrument	2149121

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Mar 1, 2048

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	251 COBBLESTONE CIR, RED OAK, TX 75154-5044
Transaction Type	Mortgage
Record Updated	Oct 26, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 COBBLESTONE CIR, RED OAK, TX 75154-5044

Mortgage

Document Number	0002204835
Date	Feb 7, 2022
Instrument	2204835

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Mar 1, 2048

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Oct 12, 2023
Property Address	251 COBBLESTONE CIR, RED OAK, TX 75154-5044
Document Number	0002330464
Map Reference	CAB E SL 174
Instrument Date	Oct 10, 2023
Instrument	2330464
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	FIDELITY NATIONAL TITLE/LED, FIDELITY NATIONAL TITLE DFW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16479 DALLAS PKWY STE 230, 230, ADDISON, TX 75001-6938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3035 HIDEAWAY DR, GRAND PRAIRIE, TX 75052-0432

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Oct 10, 2023
Property Address	251 COBBLESTONE CIR, RED OAK, TX 75154-5044
Document Number	0002330238
Map Reference	CAB E PG 174
Instrument Date	Sep 22, 2023
Instrument	2330238
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	FIDELITY NATIONAL TITLE/LED, FIDELITY NATIONAL TITLE DFW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16479 DALLAS PKWY # 230, 230, DALLAS, TX 75248
Investor	Possibly a Property Investor

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	251 COBBLESTONE CIR, RED OAK, TX 75154-5044
Document Number	0000006209
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 COBBLESTONE CIR RED OAK TX 751545044, RED OAK, TX 75154-5044

Mortgage

Document Number	0000006209
Date	Mar 6, 2018
Instrument	6209

Lender

Name	WELLS FARGO BK/TX
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,482 (-7.84%) Land $65,000 Building $305,482	$370,482 (-7.84%) Land $65,000 Building $305,482
2025	$5,891.00 (-22.84%) Homeowner's exemption Senior Citizen's exemption	$402,000 (+12.42%) Land $65,000 Building $337,000	$402,000 (+12.42%) Land $65,000 Building $337,000
2024	$7,635.00 (+50.83%)
2023	$5,062.00 (+598.21%) Homeowner's exemption	$357,589 (+32.02%) Land $65,000 Building $292,589	$357,589 (+32.02%) Land $65,000 Building $292,589
2022	$725.00 (-87.31%) Homeowner's exemption	$270,859 Land $60,000 Building $210,859	$270,859 Land $60,000 Building $210,859
2018	$5,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on Cobblestone Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures