251 Circle Dr, Riverdale (Bettendorf), IA 52722 Property Records

Scott County property record for 251 Circle Dr, Riverdale, IA 52722

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,710 sqft · built 1958
Lot Size	0.714 acres (31,102 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jul 2022)
Tax Bill	$4,054 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`842334127`

Property Details

APN / Parcel Number

Primary APN	`842334127`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	1,710 sqft Living Area
Basement Area	1,710 sqft
Finished Basement	775 sqft
Unfinished Basement	935 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,102 sqft (0.714 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	251 CIRCLE DR
City	RIVERDALE
State	IA
Zip	52722-5704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLEASANT HILLS 1ST ADD LOT: 027 PLEASANT HILLS 1STADD
Legal Subdivision	PLEASANT HILLS 1ST ADD
Legal Lot Number	27
Jurisdiction	SCOTT IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	3
Census Block	3014
Census Tract	13702

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	251 CIRCLE DR, RIVERDALE, IA 52722-5704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit ASCENTRA CU
Mar 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage ASCENTRA CU
Jul 18, 2022	Warranty Deed, Transfer · Line of Credit ASCENTRA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Mar 20, 2014
Deed Document Number	202219825
Prior Transfer Date	Feb 9, 2004
Prior Transfer Doc	0000004046
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	251 CIRCLE DR, RIVERDALE, IA 52722-5704
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300020237
Date	Nov 13, 2023
Instrument	202300020237

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDORF, IA 52722

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	251 CIRCLE DR, RIVERDALE, IA 52722-5704
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 CIRCLE DR, RIVERDALE, IA 52722-5704

Mortgage

Document Number	202300004046
Date	Mar 13, 2023
Instrument	202300004046

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDORF, IA 52722

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year T-Bill
Margin	2
Max Rate	11.2%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Jul 18, 2022
Property Address	251 CIRCLE DR, RIVERDALE, IA 52722-5704
Document Number	202200019825
Instrument Date	Jul 15, 2022
Instrument	202200019825
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$351.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	251 CIRCLE DR, RIVERDALE, IA 52722-5704

Mortgage

Document Number	202200019826
Date	Jul 18, 2022
Instrument	202200019826

Lender

Name	ASCENTRA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	246 Months
Due	Dec 31, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Riverdale City
Unified School District	Pleasant Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,054.00	$316,400 (-) Land $79,300 Building $237,100	$316,400 (-) Land $79,300 Building $237,100
2025	$4,054.00 (-1.79%) Homeowner's exemption	$316,400 (+3.06%) Land $79,300 Building $237,100	$316,400 (+3.06%) Land $79,300 Building $237,100
2024	$4,128.00 (+6.34%)
2023		$307,000 Land $79,300 Building $227,700	$307,000 Land $79,300 Building $227,700
2022	$3,882.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1990–2014)
Most Recent Claim	Jun 2014 · other causes
Claims by Event	Severe Storms & Flooding, Jun 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IOWA-AMERICAN WTR CO-DAVENPORT private · serves 147,720 people · EPA ID IA8222001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Geneseo Communications Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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