251 Choate Ave, Fort Mill, SC 29708 Property Records

York County property record for 251 Choate Ave, Fort Mill, SC 29708

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,539 sqft · built 2004
Lot Size0.241 acres (10,514 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Jul 2017)
Tax Bill$3,178 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2024 Transfer
+ 6 more
Flood ZoneZone X (minimal risk)
APN657-02-01-078

Property Details

APN / Parcel Number

Primary APN657-02-01-078

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,539 sqft Living Area
Gross Area4,459 sqft
1st Floor Area2,028 sqft
2nd Floor Area1,511 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Lot Area10,514 sqft (0.241 acres)
Garage Area748 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area28 sqft
Deck Area144 sqft
Patio Area144 sqft

Location & Zoning

Street Address251 CHOATE AVE
CityFORT MILL
StateSC
Zip29708-8418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRCI
Legal DescriptionSUTTON PLACE PH 2MP 1 LT 171
Legal SubdivisionSUTTON PLACE
Legal Lot Number171
JurisdictionYORK SC
Township / Civil DivisionFORT MILL
Census Block Group2
Census Block2022
Census Tract61004

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address251 CHOATE AVE, FORT MILL, SC 29708-8418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 5, 2024Intrafamily Transfer, Transfer
Sep 29, 2023Deed of Trust, Mortgage · Line of Credit
MASS MUTUAL FCU
Sep 11, 2023Intrafamily Transfer, Transfer · Line of Credit
MASS MUTUAL FCU
Aug 24, 2023Intrafamily Transfer, Transfer
Dec 29, 2017Deed of Trust, Mortgage · Line of Credit
HOMESIDE FINANCIAL LLC
Dec 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMESIDE FINANCIAL LLC
Jul 11, 2017Deed, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2017 · Amount on Record
Deed SaleJul 11, 2017 · Amount on Record
Prior SaleSep 2, 2004 · Amount on Record
Deed Document Number201727887
Deed Book / Page16472 / 347
Last Transfer DateMar 29, 2024
Transfer Doc2124200403
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address251 CHOATE AVE, FORT MILL, SC 29708-8418
Transaction TypeMortgage
Record UpdatedApr 24, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1951400060
DateAug 16, 2021
Book Page19514/60
Instrument2021046849
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionYORK SC
Recording DateApr 5, 2024
Property Address251 CHOATE AVE, FORT MILL, SC 29708-8418
Document Number2124200403
Book / Page21242 / 403
Map ReferenceMB C-255 PG 1
Instrument DateMar 29, 2024
Instrument2024010347
Transaction TypeTransfer
Record UpdatedApr 24, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 CHOATE AVE, FORT MILL, SC 29708-8418

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address251 CHOATE AVE, FORT MILL, SC 29708-8418
Transaction TypeMortgage
Record UpdatedNov 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2097300111
DateSep 29, 2023
Book Page20973/111
Instrument2023030759
Lender
NameMASS MUTUAL FCU
TypeCredit Union
AddressSPRINGFIELD, MA 01111
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueOct 1, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionYORK SC
Recording DateSep 11, 2023
Property Address251 CHOATE AVE, FORT MILL, SC 29708-8418
Document Number2094500495
Book / Page20945 / 495
Map ReferenceMB C-255 PG 1
Instrument DateSep 7, 2023
Instrument2023028665
Transaction TypeTransfer
Record UpdatedApr 24, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 CHOATE AVE, FORT MILL, SC 29708-8418

Mortgage

Document Number2023030759
DateSep 11, 2023
Instrument2023030759
Lender
NameMASS MUTUAL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueOct 1, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionYORK SC
Recording DateAug 24, 2023
Property Address251 CHOATE AVE, FORT MILL, SC 29708-8418
Document Number2091600174
Book / Page20916 / 174
Map ReferenceMB C-255 PG 1
Instrument DateSep 23, 2022
Instrument2023026472
Transaction TypeTransfer
Record UpdatedApr 24, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address251 CHOATE AVE, FORT MILL, SC 29708-8418

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address251 CHOATE AVE, FORT MILL, SC 29708-8418

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address251 CHOATE AVE, FORT MILL, SC 29708-8418
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1676700058
DateDec 29, 2017
Book Page16767/058
Instrument201700056015
Lender
NameHOMESIDE FINANCIAL LLC
TypeFunding / Finance Company
AddressCOLUMBIA, MD 21044
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address251 CHOATE AVE, FORT MILL, SC 29708-8418
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1676700046
DateDec 29, 2017
Book Page16767/046
Instrument201700056014
Lender
NameHOMESIDE FINANCIAL LLC
TypeFunding / Finance Company
AddressCOLUMBIA, MD 21044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionYORK SC
Recording DateJul 11, 2017
Property Address251 CHOATE AVE, FORT MILL, SC 29708-8418
Document Number1647200347
Book / Page16472 / 347
Map ReferenceMB C-255 PG 1
Instrument DateJun 30, 2017
Instrument201700027887
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,424.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201700027888
DateJul 11, 2017
Instrument201700027888
Lender
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
Unified School DistrictYork School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,178.00 (+19.07%)$18,101 (+15%) Land $2,899 Building $15,202$593,200 (+50.75%) Land $95,000 Building $498,200
2023$2,669.00 (+0.91%)$15,740 (-) Land $2,400 Building $13,340$393,489 (-) Land $60,000 Building $333,489
2022$2,645.00$15,740 Land $2,400 Building $13,340$393,489 Land $60,000 Building $333,489

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERVIEW RURAL CWS
serves 2,200 people · EPA ID SC4620001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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