251 Bent Arrow Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 251 Bent Arrow Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1999
Lot Size	0.084 acres (3,700 sqft)
Owner	Individual Name on File
Last Sale	$329,900 (Sep 2021)
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-9935-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-9935-0`
Alternative APN	`00-2S-22-1548-000A-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Heated Area
Gross Area	1,552 sqft
1st Floor Area	1,224 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1999
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	3,700 sqft (0.084 acres)
Garage Type	Finished
Garage Area	266 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	251 BENT ARROW DR
City	DESTIN
State	FL
Zip	32541-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA PARK PH I LOT 3 BLK A
Legal Range	22
Legal Township	02S
Legal Subdivision	MAGNOLIA PARK PH I
Legal Phase	1
Legal Block	A
Legal Lot Number	3
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1014
Census Tract	23307

Owner

251 Bent Arrow Dr is owned and occupied by an individual who bought it in September 2021.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	251 BENT ARROW DR, DESTIN, FL 32541-2551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	Dec 1, 2014 · Amount on File
Deed Document Number	3488266
Deed Book / Page	3573 / 3417
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 14, 2021
Property Address	251 BENT ARROW DR, DESTIN, FL 32541-2551
Document Number	0035733417
Book / Page	3573 / 3417
Map Reference	MB 17 PG 22
Instrument Date	Sep 10, 2021
Instrument	3488266
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	AQUA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,309.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	439 CARDINAL AVE, 439, FORT WALTON BEACH, FL 32548-6939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 BENT ARROW DR, DESTIN, FL 32541-2551

Mortgage

Document Number	35733419
Date	Sep 14, 2021
Instrument	3573/3419

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 251 Bent Arrow Dr was $2,970.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,970.00	$250,802 Land $89,062 Building $161,740	$250,802 Land $89,062 Building $161,740
2023	$2,914.00 (+7.05%)	$243,927 (+7.97%) Land $80,811 Building $163,116	$243,927 (+7.97%) Land $80,811 Building $163,116
2022	$2,722.00	$225,927 Land $73,464 Building $152,463	$225,927 Land $73,464 Building $152,463

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 251 Bent Arrow Dr in Zone X, an area of minimal flood risk, though there have been 96 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	96 (1982–2014)
Claims Outside the SFHA	50 of 96
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Hurricane Frances, Sep 2004 · 39 claims Hurricane Georges, Sep 1998 · 9 claims Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 251 Bent Arrow Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20