251 Apache St, Tavernier, FL 33070 Property Records

Monroe County property record for 251 Apache St, Tavernier, FL 33070 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	2,474 sqft Living Area
Lot Size	14,524 sqft (0.333 acres)
Occupancy	Owner Occupied
Last Sale	$1,900,000 (2005)
Tax Bill	$8,404.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00424470-000000`
Alternative APNs	`05633800424470000000` `1522490`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Units	2 Units
Building Area	2,474 sqft Living Area
1st Floor	2,473 sqft 1st Floor
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Elevator	Elevator

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2005
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Pile Foundation
Roof Construction	Flat Roof Construction
Roof Material	Urethane Roof
Lot Area	14,524 sqft (0.333 acres)
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Pool Type	Public/Municipal/Commercial Pool Type
Fence	Fence
Patio Area	164 sqft Patio
Porch	Open Porch
Porch Area	803 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1522490
Old Parcel Number	05633800424470000000
Street Address	251 APACHE ST
City	TAVERNIER
State	FL
Zip	33070-2103
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 7 LT 1 INDIAN WATERWAYS PB4-29 PLANTATION KEY OR608-247 OR755-487 OR800-1654 OR824-1459 OR1388-1824/38EST OR1393-2173/74
Legal Range	38E
Legal Township	63S
Legal Section	05
Legal Subdivision	INDIAN WATERWAYS
Legal Block	7
Legal Lot Number	1
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	3
Census Block	3040
Census Tract	970800

Owner

Source: Monroe County records · APN 00424470-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	251 APACHE ST, TAVERNIER, FL 33070-2103
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2005 · Amount on Record
Deed Sale	Dec 29, 2005 · Amount on Record
Prior Sale	Mar 15, 1996 · Amount on Record
Deed Doc Number	1558794
Deed Book / Page	2176 / 1881
Record Refreshed	Jun 08, 2026

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	251 APACHE ST, TAVERNIER, FL 33070-2103
Document Number	0028951569
Instrument Date	Feb 06, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 APACHE ST TAVERNIER FL 330702103, TAVERNIER, FL 33070-2103

Mortgage

Document Number	0028951569
Date	Mar 09, 2018
Book Page	002895/001569
Instrument	2158979

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	215 FORREST ST, HATTIESBURG, MS 39401-3476

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 08, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,001,643 (-30.95%)	$2,058,091 (+3.95%) Land $1,346,514 Building $711,577
2024	$8,404.00 (-19.53%)
2023	$10,443.00 (+10.08%) Homeowner's exemption	$1,450,560 (+17.94%)	$1,979,824 (+20.79%) Land $1,269,255 Building $710,569
2022	$9,487.00 Homeowner's exemption	$1,229,949	$1,639,044 Land $910,553 Building $728,491

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Low above 4% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.