251 Adam St, Tonawanda, NY 14150 Property Records

Erie County and Tonawanda City property record for 251 Adam St, Tonawanda, NY 14150

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,158 sqft · built 1918
Lot Size	0.161 acres (6,996 sqft)
Owner	Individual Name on File
Tax Bill	$3,197 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`141600 38.60-2-1`

Property Details

APN / Parcel Number

Primary APN	`141600 38.60-2-1`
Alternative APNs	`16000386000002001000` `001-0170000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,158 sqft Living Area
1st Floor Area	1,378 sqft
2nd Floor Area	780 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,996 sqft (0.161 acres)
Lot Dimensions	132 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	211 sqft
Canopy	300 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	001-0170000
Street Address	251 ADAM ST
City	TONAWANDA
State	NY
Zip	14150-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	335FT E KOHLER GL 86 L18 BL123 M5 L8 B3 53 X 132
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	ERIE NY
Township / Civil Division	TONAWANDA
Census Block Group	3
Census Block	3001
Census Tract	7700

Owner

251 Adam St is owned and occupied by an individual who acquired it in December 2024.

Source: Erie County and Tonawanda City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	251 ADAM ST, TONAWANDA, NY 14150-2037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Dec 11, 2024	Intrafamily Transfer, Transfer · FHA Mortgage M & T BANK
Oct 5, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2024
Deed Sale	Dec 11, 2024
Deed Document Number	2024214417
Deed Book / Page	11439 / 6813
Prior Transfer Date	Dec 4, 2024
Prior Transfer Doc	0114396813
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	251 ADAM ST, TONAWANDA, NY 14150-2037
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 ADAM ST, TONAWANDA, NY 14150-2037

Mortgage

Document Number	0140570990
Date	Jun 22, 2022
Book Page	14057/990
Instrument	2022119917

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	TONAWANDA, NY 14150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	251 ADAM ST, TONAWANDA, NY 14150-2037
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 ADAM ST, TONAWANDA, NY 14150-2037

Mortgage

Document Number	0140839068
Date	Feb 28, 2023
Book Page	14083/9068
Instrument	2023035833

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	TONAWANDA, NY 14151

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERIE NY
Recording Date	Dec 11, 2024
Property Address	251 ADAM ST, TONAWANDA, NY 14150-2037
Document Number	0114396813
Book / Page	11439 / 6813
Map Reference	LB 6437 PG 248
Instrument Date	Dec 4, 2024
Instrument	2024214417
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	251 ADAM ST, TONAWANDA, NY 14150-2037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 ADAM ST, TONAWANDA, NY 14150-2037

Mortgage

Document Number	0141469276
Date	Dec 11, 2024
Instrument	14146/9276

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Oct 5, 2021
Property Address	251 ADAM ST, TONAWANDA, NY 14150-2037
Document Number	0113886189
Book / Page	11388 / 6189
Instrument Date	Oct 3, 2021
Instrument	2021198533
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	251 ADAM ST, TONAWANDA, NY 14150-2037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 ADAM ST, TONAWANDA, NY 14150-2037

Tax Assessment & Valuation

The 2026 property tax bill for 251 Adam St was $3,197, down 7.2% from the year before.

Source: Erie County and Tonawanda City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Tonawanda City
Unified School District	Tonawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,197.00 (-7.23%)
2025	$3,446.00 (-20.58%)	$204,700 (+32.06%) Land $20,500 Building $184,200	$235,287 (+41.14%) Land $23,563 Building $211,724
2024	$4,339.00	$155,000 (-) Land $20,500 Building $134,500	$166,700 (+7.55%) Land $22,047 Building $144,653
2023		$155,000 Land $20,500 Building $134,500	$155,000 Land $20,500 Building $134,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 251 Adam St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 251 Adam St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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