251 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 251 4th St, Troy, NY 12180

Property Summary

Property Type	Triplex
Details	6 bd · 4 ba · 3,565 sqft · built 1910
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$334,700 (Jul 2021)
Tax Bill	$7,598 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2019 Line of Credit
APN	`381700 101.69-16-5`

Property Details

APN / Parcel Number

Primary APN	`381700 101.69-16-5`
Alternative APN	`0801010`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,565 sqft Total Area
1st Floor Area	1,175 sqft
2nd Floor Area	1,195 sqft
Upper Floors Area	1,195 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0801010
Street Address	251 4TH ST
City	TROY
State	NY
Zip	12180-4504
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	MU1
Legal Block	16
Legal Lot Number	5.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2022
Census Tract	40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Troy Historic District (Boundary Increase) listed 2016 · 223 contributing resources · NRIS 16000367

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	251 4TH ST, 1, TROY, NY 12180-4504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed, Transfer · Stand-Alone First Mortgage PREMIUM MORTGAGE CO
Apr 17, 2019	Deed of Trust, Mortgage · Line of Credit PIONEER SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Dec 8, 2011 · Amount on Record
Deed Document Number	2021593365
Deed Book / Page	9677 / 261
Prior Transfer Date	Jun 8, 2016
Prior Transfer Doc	0078700299
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 29, 2021
Property Address	251 4TH ST, TROY, NY 12180-4504
Document Number	0096770261
Book / Page	9677 / 261
Instrument Date	Jul 23, 2021
Instrument	2021-593365
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 4TH AVE, WATERVLIET, NY 12189-3308
Investor	Possibly a Property Investor

Mortgage

Document Number	2021593366
Date	Jul 29, 2021
Instrument	2021-593366

Lender

Name	PREMIUM MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	251 4TH ST, TROY, NY 12180-4504
Document Number	0000551122
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	251 4TH ST TROY NY 121804504, TROY, NY 12180-4504

Mortgage

Document Number	0000551122
Date	May 15, 2019
Book Page	008829/000085
Instrument	551122

Lender

Name	PIONEER SVGS BK
Type	Federal Savings Bank
Address	TROY, NY 12180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 14, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,598.00 (+51.41%) Disabled Person's exemption Veteran's exemption
2025	$5,018.00 (-0.36%)	$134,000 (-) Land $14,000 Building $120,000	$229,500 (+19.91%) Land $23,978 Building $205,522
2023		$134,000 (-) Land $14,000 Building $120,000	$191,400 (+8.56%) Land $19,997 Building $171,403
2022	$5,036.00 Disabled Person's exemption Veteran's exemption	$134,000 Land $14,000 Building $120,000	$176,316 Land $18,421 Building $157,895

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks, T-Mobile.

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