251 3rd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 251 3rd St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,464 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$85,077 (Dec 2018)
Tax Bill	$3,203 (2026)
Deeds & Mortgages	Jul 2021 Refinance Dec 2018 Sale
APN	`381700 101.77-7-4`

Property Details

APN / Parcel Number

Primary APN	`381700 101.77-7-4`
Alternative APN	`1103630`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,464 sqft Total Area
1st Floor Area	1,218 sqft
2nd Floor Area	1,246 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Porch	Porch
Porch Area	342 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1103630
Street Address	251 3RD ST
City	TROY
State	NY
Zip	12180-4621
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU1
Legal Description	2 STY BRK HSE 83-24-24-A/53
Legal Block	7
Legal Lot Number	4.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1005
Census Tract	40900

Owner

251 3rd St, a duplex, is owned by two individuals who acquired it in June 2021.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1344 LAS CASITAS CT, SAN JOSE, CA 95126-5221
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Warranty Deed, Transfer · Stand-Alone Refinance CAPITAL COMMUNICATIONS FCU
Dec 3, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018 · Amount on File
Deed Sale	Dec 3, 2018 · Amount on File
Prior Sale	Mar 4, 2014 · Amount on File
Deed Book / Page	8696 / 15
Last Transfer Date	Jun 22, 2021
Transfer Doc	0096590265
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 15, 2021
Property Address	251 3RD ST, TROY, NY 12180-4621
Document Number	0096590265
Book / Page	9659 / 265
Instrument Date	Jun 22, 2021
Instrument	2021-592582
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	251 3RD ST, TROY, NY 12180-4621

Mortgage

Document Number	0096590269
Date	Jul 15, 2021
Book Page	9659/269
Instrument	2021-592583

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Dec 3, 2018
Property Address	251 3RD ST, TROY, NY 12180-4621
Document Number	0086960015
Book / Page	008696 / 000015
Instrument Date	Nov 12, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 PLAZA AVE RENSSELAER NY 121449663, RENSSELAER, NY 12144-9663

Tax Assessment & Valuation

The 2026 property tax bill for 251 3rd St was $3,203, down 39.7% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,203.00 (-39.67%)
2025	$5,309.00	$88,000 (-) Land $8,800 Building $79,200	$150,700 (+11.3%) Land $15,070 Building $135,630
2024		$88,000 (-) Land $8,800 Building $79,200	$135,400 (+7.72%) Land $13,540 Building $121,860
2023		$88,000 (-) Land $8,800 Building $79,200	$125,700 (+8.56%) Land $12,570 Building $113,130
2022	$3,918.00	$88,000 Land $8,800 Building $79,200	$115,789 Land $11,579 Building $104,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 251 3rd St; there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 251 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks, T-Mobile.

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