251 16th St, Elyria, OH 44035 Property Records

Lorain County property record for 251 16th St, Elyria, OH 44035 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,068 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$53,000 (May 2019)
Tax Bill	$1,186 (2025)
Deeds & Mortgages	Nov 2022 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`013913-4`

Property Details

APN / Parcel Number

Primary APN	`013913-4`
Alternative APN	`06-26-003-103-016`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,068 sqft Living Area
Gross Area	1,602 sqft
1st Floor Area	534 sqft
Basement Area	534 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	276 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	013913-4
Street Address	251 16TH ST
City	ELYRIA
State	OH
Zip	44035-7613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENFIELD ELY 40 X 999.57 LOT # 7 8
Legal Subdivision	PENFIELD ELY
Legal Tract	26
Legal Block	103
Legal Lot Number	7-8
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1007
Census Tract	71400

Owner

Source: Lorain County records · APN 013913-4

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	251 16TH ST, ELYRIA, OH 44035-7613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage DOLLAR BANK FSB
May 10, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 08, 2019	Warranty Deed, Transfer · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 2019 · Amount on Record
Deed Sale	May 08, 2019 · Amount on Record
Prior Sale	May 11, 2007 · Amount on Record
Deed Document Number	2019713826
Prior Transfer Date	May 08, 2007
Prior Transfer Doc	0000203470
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	251 16TH ST, ELYRIA, OH 44035-7613
Transaction Type	Mortgage
Record Updated	Nov 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 16TH ST, ELYRIA, OH 44035-7613

Mortgage

Document Number	0000898816
Date	Nov 18, 2022
Instrument	2022-0898816

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	PITTSBURGH, PA 15232

Agreement

Amount	Amount Recorded

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	251 16TH ST, ELYRIA, OH 44035-7613
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 16TH ST, ELYRIA, OH 44035-7613

Mortgage

Document Number	0000874719
Date	May 10, 2022
Instrument	2022-0874719

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Nov 01, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 08, 2019
Property Address	251 16TH ST, ELYRIA, OH 44035-7613
Document Number	0000713826
Map Reference	VOL 3 PG 25
Instrument Date	Apr 19, 2019
Instrument	2019-0713826
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 16TH ST, ELYRIA, OH 44035-7613

Mortgage

Document Number	0000713828
Date	May 08, 2019
Instrument	2019-0713828

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 01, 2029

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,186.00	$25,190 (-0.01%) Land $7,000 Building $18,190	$71,980 (-) Land $20,000 Building $51,980
2024	$1,186.00 (+7.14%)	$25,193 (+23.95%) Land $7,000 Building $18,193	$71,980 (+23.95%) Land $20,000 Building $51,980
2023	$1,107.00 (+0.36%)	$20,325 (-0.02%) Land $4,060 Building $16,265	$58,070 (-) Land $11,600 Building $46,470
2022	$1,103.00	$20,330 Land $4,060 Building $16,270
2021			$58,070 Land $11,600 Building $46,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930714001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 665 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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