Morgan County property record for 25095 McDonald Rd, Versailles, MO 65084
| Property Type | Single Family Home |
|---|---|
| Details | 1,611 sqft · built 1965 |
| Owner | Individual Name on Record |
| Tax Bill | $1,679 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-5.0-16-100-003-014.000 |
| Primary APN | 15-5.0-16-100-003-014.000 |
|---|
| Building Area | 1,611 sqft Adjusted Area |
|---|---|
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Dimensions | 100 ft deep x 286 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 1 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 25095 MCDONALD RD |
|---|---|
| City | VERSAILLES |
| State | MO |
| Zip | 65084-5762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT LOT 12 SPRING ACRES 286' X 100.2' IRR |
| Legal Subdivision | SPRING ACRES |
| Legal Lot Number | 12 |
| Jurisdiction | MORGAN MO |
| Township / Civil Division | OSAGE |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 470402 |
Source: Morgan County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 25095 MCDONALD RD, VERSAILLES, MO 65084-5762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF LAKE OF THE OZARKS |
| Aug 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF LAKE OF THE OZARKS |
| Apr 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK |
| Jul 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK OF LAKE OF THE OZARKS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2020 |
| Deed Sale | Jul 22, 2020 |
| Prior Sale | Nov 29, 2012 |
| Deed Document Number | 202003743 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Property Address | 25095 MCDONALD RD, VERSAILLES, MO 65084-5762 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4217 SHADY LN, FULTON, MO 65251-3466 |
| Document Number | 0202101233 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 202101233 |
| Name | CENTRAL BANK OF LAKE OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | OSAGE BEACH, MO 65065 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Property Address | 25095 MCDONALD RD, VERSAILLES, MO 65084-5762 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 25095 MCDONALD RD, VERSAILLES, MO 65084-5762 |
| Document Number | 0202105093 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 202105093 |
| Name | CENTRAL BANK OF LAKE OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | OSAGE BEACH, MO 65065 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Property Address | 25095 MCDONALD RD, VERSAILLES, MO 65084-5762 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 25095 MCDONALD RD, VERSAILLES, MO 65084-5762 |
| Document Number | 0202301593 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 202301593 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 17, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Type Change Date | Apr 17, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 9.75% |
| Index | 1-Year T-Bill |
| Max Rate | 12.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN MO |
| Recording Date | Jul 22, 2020 |
| Property Address | 25095 MCDONALD RD, VERSAILLES, MO 65084-5762 |
| Document Number | 0202003743 |
| Map Reference | MB 1950 PG 1A |
| Instrument Date | Jul 17, 2020 |
| Instrument | 202003743 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25095 MCDONALD RD, VERSAILLES, MO 65084-5762 |
| Document Number | 0202003744 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 202003744 |
| Name | CENTRAL BANK OF LAKE OF THE OZARKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.5% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 9.5% |
Source: Morgan County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Morgan County |
| Unified School District | Morgan County R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,679.00 (+8.88%) | $31,100 (+17.49%) | |
| 2024 | $163,700 (+17.52%) Land $27,100 Building $136,600 | ||
| 2023 | $1,542.00 (+0.39%) | $26,470 | |
| 2022 | $1,536.00 (+36.17%) | $139,300 Land $18,000 Building $121,300 | |
| 2011 | $1,128.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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