25091 Palisade Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 25091 Palisade Rd, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,202 sqft · built 2021
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Trust Names on File
Last Sale	$380,000 (Sep 2021)
Tax Bill	$4,638 (2025)
Deeds & Mortgages	Sep 2023 Transfer Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`402308105009`

Property Details

APN / Parcel Number

Primary APN	`402308105009`
Alternative APNs	`00952623125908` `10004611227`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,202 sqft Living Area
Gross Area	2,971 sqft
1st Floor Area	2,202 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached
Garage Area	432 sqft
Driveway	Driveway
Driveway Area	880 sqft
Parking Spaces	2 Parking Spaces
Pool Area	324 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00952623125908
Street Address	25091 PALISADE RD
City	PUNTA GORDA
State	FL
Zip	33983-5909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC23 BLK631 LT 9 577/674 665/1877 668/2099 837/1662- 837/1673 1006-17 1358/412 2939/1134 4589/1419 4775/1849 4834/1655 3314374
Legal Range	23E
Legal Township	40S
Legal Section	08
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	631
Legal Lot Number	9
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2002
Census Tract	20101

Owner

25091 Palisade Rd is owner-occupied and held in a trust since September 2023.

Source: Charlotte County records, as of September 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	25091 PALISADE RD, PUNTA GORDA, FL 33983-5909
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 2, 2021	Warranty Deed, Transfer PROPERTIES TITLE, PROPERTIES TITLE LLC
May 28, 2021	Warranty Deed, Subdivision Related Transfer DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Prior Sale	May 28, 2021 · Amount on File
Deed Document Number	20212993177
Deed Book / Page	4834 / 1655
Last Transfer Date	Sep 5, 2023
Transfer Doc	0003314374
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 13, 2023
Property Address	25091 PALISADE RD, PUNTA GORDA, FL 33983-5909
Document Number	0003314374
Map Reference	MB 12 PG 2-A
Instrument Date	Sep 5, 2023
Instrument	3314374
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25091 PALISADE RD, PUNTA GORDA, FL 33983-5909

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	25091 PALISADE RD, PUNTA GORDA, FL 33983-5909

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	25091 PALISADE RD, PUNTA GORDA, FL 33983-5909
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25091 PALISADE RD, PUNTA GORDA, FL 33983-5909

Mortgage

Document Number	0049110107
Date	Jan 18, 2022
Book Page	4911/107
Instrument	3046542

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 2, 2021
Property Address	25091 PALISADE RD, PUNTA GORDA, FL 33983-5909
Document Number	0048341655
Book / Page	4834 / 1655
Map Reference	MB 12 PG 2-A
Instrument Date	Sep 1, 2021
Instrument	2993177
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	PROPERTIES TITLE, PROPERTIES TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 LUCY DR, 116, MOUNT JULIET, TN 37122-2418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25091 PALISADE RD, PUNTA GORDA, FL 33983-5909

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 28, 2021
Property Address	25091 PALISADE RD, PUNTA GORDA, FL 33983-5909
Document Number	0047751849
Book / Page	4775 / 1849
Map Reference	M,B 12 PG 2-A-2-Z-41
Instrument Date	May 27, 2021
Instrument	2951868
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 7, 2022
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Tax	$2,240.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25091 PALISADE RD, PUNTA GORDA, FL 33983-5909

Tax Assessment & Valuation

The 2025 property tax bill for 25091 Palisade Rd was $4,638, up 2.6% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,638.00 (+2.61%)	$306,210	$443,977 Land $38,250 Building $405,727
2024	$4,520.00 (+0.6%)
2023	$4,493.00 (+24.25%) Homeowner's exemption	$288,913 (+19.37%)	$498,561 (+60.08%) Land $38,000 Building $460,561
2022	$3,616.00 Homeowner's exemption	$242,035	$311,449 Land $27,200 Building $284,249

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25091 Palisade Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	3 (2005–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25091 Palisade Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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