Burke County property record for 2509 Watering Pl, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 2006 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (May 2020) |
| Tax Bill | $2,010 (2026) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1781581481 |
| Primary APN | 1781581481 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 1,612 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2509 WATERING PL |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-4465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 2509 WATERING PL MORGANTON, NC 28655 |
| Legal Subdivision | DOGWOODS SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20303 |
2509 Watering Pl is owned and occupied by two individuals who bought it in May 2020.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2509 WATERING PL, MORGANTON, NC 28655-4465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2020 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG |
| Aug 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2020 · Amount on File |
| Deed Sale | May 28, 2020 · Amount on File |
| Prior Sale | Aug 15, 2017 · Amount on File |
| Deed Document Number | 202017040664 |
| Deed Book / Page | 2467 / 152 |
| Prior Transfer Date | Oct 12, 2015 |
| Prior Transfer Doc | 0022070675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | May 28, 2020 |
| Property Address | 2509 WATERING PL, MORGANTON, NC 28655-4465 |
| Document Number | 0024670152 |
| Book / Page | 002467 / 000152 |
| Instrument Date | May 27, 2020 |
| Instrument | 40664 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2509 WATERING PL MORGANTON NC 286554465, MORGANTON, NC 28655-4465 |
| Document Number | 24670154 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 002467/000154 |
| Instrument | 40665 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 15, 2017 |
| Property Address | 2509 WATERING PL, MORGANTON, NC 28655-4465 |
| Document Number | 0023060515 |
| Book / Page | 2306 / 0515 |
| Map Reference | MB13 PG31 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 2017007298 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $394.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2509 WATERING PL, MORGANTON, NC 28655-4465 |
| Document Number | 2017007299 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 2017007299 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.6% |
The 2026 property tax bill for 2509 Watering Pl was $2,010, up 0.2% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,010.00 (+0.25%) | $292,116 (-) Land $19,275 Building $272,841 | $292,116 (-) Land $19,275 Building $272,841 |
| 2025 | $2,005.00 | $292,116 Land $19,275 Building $272,841 | $292,116 Land $19,275 Building $272,841 |
| 2023 | $1,933.00 | $292,116 Land $19,275 Building $272,841 | $292,116 Land $19,275 Building $272,841 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2509 Watering Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2509 Watering Pl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD-JAMESTOWN ROAD private · serves 6,035 people · EPA ID NC0112104 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | BRENTWOOD WATER ASSOCIATION |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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