2509 W Arrowhead Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 2509 W Arrowhead Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 616 sqft · built 1925
Lot Size	0.959 acres (41,787 sqft)
Owner	Individual Name on Record
Last Sale	$173,000 (Jan 2024)
Tax Bill	$2,556 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2025 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-1500-00190`

Property Details

APN / Parcel Number

Primary APN	`010-1500-00190`
Alternative APNs	`395-0165-00040` `1078735` `1152717` `1143750` `1160805`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	616 sqft Gross Area
1st Floor Area	616 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	41,787 sqft (0.959 acres)
Garage Area	448 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1160805
Street Address	2509 W ARROWHEAD RD
City	DULUTH
State	MN
Zip	55811-4239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0019 BLOCK:000 SERIAL #
Legal Subdivision	ENGLEWOOD FARMS DULUTH
Legal Lot Number	19
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	3
Census Block	3013
Census Tract	10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2509 W ARROWHEAD RD, DULUTH, MN 55811-4239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit MINNESOTA POWER EMPLOYEES CU
Jul 15, 2025	Warranty Deed, Transfer · Line of Credit NATIONAL BANK OF COMMERCE
May 21, 2024	Warranty Deed, Transfer UNKNOWN, ARROWHEAD ABSTRACT AND TITLE
Jan 5, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 8, 2023	Warranty Deed, Transfer ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2024 · Amount on Record
Deed Sale	Jan 5, 2024 · Amount on Record
Prior Sale	Aug 8, 2023 · Amount on Record
Deed Document Number	20241075926
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3829 STEBNER RD, HERMANTOWN, MN 55811-1800
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001470998
Date	Jul 31, 2023
Instrument	1470998

Lender

Name	MINNESOTA POWER EMPLOYEES CU
Type	Credit Union
Address	58226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 15, 2025
Property Address	3829 STEBNER RD, HERMANTOWN, MN 55811-1800
Document Number	0001513867
Instrument Date	Jun 25, 2025
Instrument	1513867
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	UNKNOWN, ARROWHEAD ABSTRACT AND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,864.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 FEATHERSTONE DR, DULUTH, MN 55803-2245

Mortgage

Document Number	0001513868
Date	Jul 15, 2025
Instrument	1513868

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 21, 2024
Property Address	3829 STEBNER RD, HERMANTOWN, MN 55811-1800
Document Number	0001488435
Instrument Date	May 2, 2024
Instrument	1488435
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	UNKNOWN, ARROWHEAD ABSTRACT AND TITLE

Transaction

Amount	Amount Recorded
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 FEATHERSTONE DR, DULUTH, MN 55803-2245

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 5, 2024
Property Address	2509 W ARROWHEAD RD, DULUTH, MN 55811-4239
Document Number	0001075926
Instrument Date	Dec 13, 2023
Instrument	1075926
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 W ARROWHEAD RD, DULUTH, MN 55811-4239

Mortgage

Document Number	0001075927
Date	Jan 5, 2024
Instrument	1075927

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 8, 2023
Property Address	2509 W ARROWHEAD RD, DULUTH, MN 55811-4239
Document Number	0001070986
Instrument Date	Jul 31, 2023
Instrument	1070986
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Tax	$346.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 FEATHERSTONE DR, DULUTH, MN 55803-2245

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,556.00 (+724.52%)
2025	$310.00 (-85.58%)	$187,800 (+6.16%) Land $55,700 Building $132,100	$187,800 (+6.16%) Land $55,700 Building $132,100
2024		$176,900 (+24.4%) Land $94,200 Building $82,700	$176,900 (+24.4%) Land $94,200 Building $82,700
2023	$2,150.00
2022		$142,200 (+20.92%) Land $88,200 Building $54,000	$142,200 (+20.92%) Land $88,200 Building $54,000
2021		$117,600 Land $72,900 Building $44,700	$117,600 Land $72,900 Building $44,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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