2509 Tall Cedars Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 2509 Tall Cedars Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,264 sqft · built 2005
Lot Size	0.154 acres (6,695 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Sep 2021)
Tax Bill	$4,311 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014266-043-10`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014266-043-10`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,264 sqft Living Area
Gross Area	2,748 sqft
1st Floor Area	2,264 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,695 sqft (0.154 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Finished/Open Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2509 TALL CEDARS RD
City	FLEMING ISLAND
State	FL
Zip	32003-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 10 CYPRESS GLEN AS REC OR 4509 PG 1056
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	CYPRESS GLEN
Legal Lot Number	10
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3002
Census Tract	30707

Owner

2509 Tall Cedars Rd is owned and occupied by an individual who bought it in September 2021.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	2509 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Prior Sale	Mar 7, 2006 · Amount on File
Deed Document Number	202158147
Deed Book / Page	4509 / 1056
Prior Transfer Date	Nov 15, 2005
Prior Transfer Doc	0026350249
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 15, 2021
Property Address	2509 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3205
Document Number	0045091056
Book / Page	4509 / 1056
Map Reference	MB 46 PG 43-53
Instrument Date	Sep 14, 2021
Instrument	2021058147
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6553 KELSEY POINT CIR, 6553, ALEXANDRIA, VA 22315-5511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 TALL CEDARS RD, FLEMING ISLAND, FL 32003-3205
Investor	Possibly a Property Investor

Mortgage

Document Number	45091058
Date	Sep 15, 2021
Instrument	4509/1058

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2509 Tall Cedars Rd was $4,311 with a homeowner's exemption, up 4.8% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,311.00 (+4.76%) Homeowner's exemption	$322,805	$341,924 Land $65,000 Building $276,924
2024	$4,115.00 (-32.25%)
2023	$6,074.00 (+4.78%) Homeowner's exemption	$304,571 (+3%)	$328,956 (+11.25%) Land $65,000 Building $263,956
2022	$5,797.00 Homeowner's exemption	$295,700 Land $60,000 Building $235,700	$295,700 Land $60,000 Building $235,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2509 Tall Cedars Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2509 Tall Cedars Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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