2509 Symphony Ln, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 2509 Symphony Ln, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,742 sqft · built 1975
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on Record
Last Sale	$321,000 (Jan 2025)
Tax Bill	$4,377 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-295-06093420`

Property Details

APN / Parcel Number

Primary APN	`04-295-06093420`
Alternative APNs	`4-295-06093420` `29506093420`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,742 sqft Living Area
1st Floor Area	982 sqft
Basement Area	760 sqft
Finished Basement	760 sqft
Utility Area	156 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,200 sqft (0.142 acres)
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29506093420
Street Address	2509 SYMPHONY LN
City	GAMBRILLS
State	MD
Zip	21054-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 18 BK H SC 14 PL1 FOUR SEASONS ESTATES
Legal Subdivision	FOUR SEASONS ESTATES
Legal Block	H
Legal Lot Number	18
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1013
Census Tract	740703

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2509 SYMPHONY LN, GAMBRILLS, MD 21054-1544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Jan 19, 2022	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Apr 7, 2021	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Mar 28, 2018	Grant Deed, Transfer · Conventional with PMI FIRST MARINER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2025 · Amount on Record
Deed Sale	Jan 16, 2025 · Amount on Record
Prior Sale	Jan 19, 2022 · Amount on Record
Deed Book / Page	41037 / 69
Prior Transfer Date	Dec 27, 2024
Prior Transfer Doc	0410370069
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2509 SYMPHONY LN, GAMBRILLS, MD 21054-1544
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	COVENANT T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0347740418
Date	Jun 22, 2020
Book Page	34774/418

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 19, 2022
Property Address	2509 SYMPHONY LN, GAMBRILLS, MD 21054-1544
Document Number	0382380053
Book / Page	38238 / 53
Map Reference	MB 51 PL 1
Instrument Date	Dec 10, 2021
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2509 SYMPHONY LN, GAMBRILLS, MD 21054-1544

Mortgage

Document Number	0003823858
Date	Jan 19, 2022
Instrument	38238/58

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 7, 2021
Property Address	2509 SYMPHONY LN, GAMBRILLS, MD 21054-1544
Document Number	0364970367
Book / Page	36497 / 367
Map Reference	MB 51 PL 1
Instrument Date	Feb 10, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2509 SYMPHONY LN, GAMBRILLS, MD 21054-1544

Mortgage

Document Number	36497374
Date	Apr 7, 2021
Instrument	36497/374

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 28, 2018
Property Address	2509 SYMPHONY LN, GAMBRILLS, MD 21054-1544
Document Number	0319610477
Book / Page	031961 / 000477
Instrument Date	Feb 28, 2018
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	FORWARD SETTLEMENT SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$331.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2509 SYMPHONY LN GAMBRILLS MD 210541544, GAMBRILLS, MD 21054-1544

Mortgage

Document Number	319610485
Date	Mar 28, 2018
Book Page	031961/000485

Lender

Name	FIRST MARINER BK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,533 (+6.64%)	$465,000 (+19.91%) Land $277,700 Building $187,300
2025	$4,377.00 (+2.12%)	$387,800 (+11.1%) Land $216,600 Building $171,200	$387,800 (-) Land $216,600 Building $171,200
2024	$4,286.00 (+16.28%)
2023	$3,686.00 Homeowner's exemption	$349,067	$387,800 Land $216,600 Building $171,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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