2509 S M St, McAllen, TX 78503 Property Records

Hidalgo County property record for 2509 S M St, McAllen, TX 78503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,734 sqft · built 2013
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,934 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Mortgage + 1 more
APN	`J216500000006300`

Property Details

APN / Parcel Number

Primary APN	`J216500000006300`
Alternative APNs	`R715432` `715432`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,734 sqft Living Area
Gross Area	3,273 sqft
1st Floor Area	2,734 sqft
Flooring	Tile

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	35 sqft
Canopy	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2509 S M ST
City	MCALLEN
State	TX
Zip	78503-1684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACKSON MEADOWS LOT 63
Legal Subdivision	JACKSON MEADOWS - SPA
Legal Tract	63
Legal Block	2
Legal Lot Number	63
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	2
Census Block	2035
Census Tract	21204

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2509 S M ST, MCALLEN, TX 78503-1684
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
Jan 21, 2020	Loan Modification, Mortgage VANTAGE BK TX NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2011
Deed Sale	Apr 8, 2011
Deed Document Number	20112195859
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	2509 S M ST, MCALLEN, TX 78503-1684
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	SSTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003270106
Date	Oct 6, 2021
Instrument	3270106

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	2509 S M ST, MCALLEN, TX 78503-1684
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOVARE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003090308
Date	Feb 19, 2020
Instrument	3090308

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIDALGO TX
Property Address	2509 S M ST, MCALLEN, TX 78503-1684
Document Number	0003083662
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 S M ST MCALLEN TX 785031684, MCALLEN, TX 78503-1684

Mortgage

Document Number	0003083662
Date	Jan 28, 2020
Instrument	3083662

Lender

Name	VANTAGE BK TX NA
Type	Bank
Address	MCALLEN, TX 78503

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 27, 2021

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	Pharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,913 (+1%)	$375,069 (+12.75%) Land $99,000 Building $276,069
2025	$4,934.00 (+2.79%) Homeowner's exemption	$332,648 (+13.4%) Land $51,750 Building $280,898	$332,648 (+7.39%) Land $51,750 Building $280,898
2024	$4,800.00 (-19.06%)
2023	$5,930.00 (+20.14%) Homeowner's exemption	$293,332 Land $51,750 Building $258,012	$309,762 Land $51,750 Building $258,012
2022	$4,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 26 individual policies
Nearby Flood Policies	62 units insured incl. 36 condo units
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · Hurricane Hanna

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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