Buchanan County property record for 2509 S 16th St, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,500 sqft · built 2001 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,533 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2025 Mortgage + 2 more |
| APN | 06-5.0-21-002-002-025.002 |
| Primary APN | 06-5.0-21-002-002-025.002 |
|---|
| Building Area | 1,500 sqft Base Area |
|---|---|
| 1st Floor Area | 1,500 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Street Address | 2509 S 16TH ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-3086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:HORN HEIGHTS LOT:5 BLK:14LGL DESC:& LOT 6 |
| Legal Subdivision | HORN HEIGHTS |
| Legal Block | 14 |
| Legal Lot Number | 5-6 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 3001 |
2509 S 16th St is owned and occupied by an individual who acquired it in May 2023.
Source: Buchanan County records, as of June 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2509 S 16TH ST, SAINT JOSEPH, MO 64503-3086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Sep 11, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jan 31, 2023 | Intrafamily Transfer, Transfer |
| Jul 13, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2023 |
| Deed Sale | May 22, 2023 |
| Deed Document Number | 20233645 |
| Deed Book / Page | 3787 / 130 |
| Prior Transfer Date | Jan 31, 2023 |
| Prior Transfer Doc | 003784/211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 5, 2026 |
| Property Address | 2509 S 16TH ST, SAINT JOSEPH, MO 64503-3086 |
| Document Number | 0000004478 |
| Book / Page | 3819 / 244 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20264478 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 2509 S 16TH ST, SAINT JOSEPH, MO 64503-3086 |
| Document Number | 0000004478, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 3819/244 |
| Instrument | 20264478 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2509 S 16TH ST, SAINT JOSEPH, MO 64503-3086 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|
| Document Number | 003811/376 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 3811/376 |
| Instrument | 2025007431 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jan 31, 2023 |
| Property Address | 2509 S 16TH ST, SAINT JOSEPH, MO 64503-3086 |
| Document Number | 003784/211 |
| Book / Page | 3784 / 211 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 2023000688 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 ELEVENTH AVE #2701 # 2701, 2701, SAN DIEGO, CA 92101-7946 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jul 13, 2017 |
| Property Address | 2509 S 16TH ST, SAINT JOSEPH, MO 64503-3086 |
| Document Number | 2017006714 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 2017006714 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2509 S 16TH ST, SAINT JOSEPH, MO 64503-3086 |
The 2025 property tax bill for 2509 S 16th St was $1,533, up 0.1% from the year before.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,533.00 (+0.07%) | $21,470 Land $2,280 Building $19,190 | $112,980 Land $12,000 Building $100,980 |
| 2024 | $1,532.00 (+16.5%) | ||
| 2023 | $1,315.00 (-0.68%) | $20,120 (-) Land $2,280 Building $17,840 | $105,920 Land $12,000 Building $93,920 |
| 2022 | $1,324.00 | $20,120 Land $2,280 Building $17,840 | |
| 2021 | $105,920 Land $12,000 Building $93,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2509 S 16th St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2509 S 16th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures