2509 Rolling Rdg, Elgin, IL 60124 Property Records

Kane County property record for 2509 Rolling Rdg, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,560 sqft · built 2005
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Company Names on Record
Last Sale	$285,000 (Nov 2019)
Tax Bill	$7,553 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-29-276-003`

Property Details

APN / Parcel Number

Primary APN	`06-29-276-003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2509 ROLLING RDG
City	ELGIN
State	IL
Zip	60124-4333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE I LT 165
Legal Subdivision	EDGEWATER SUB
Legal Phase	1
Legal Block	1
Legal Lot Number	165
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1021
Census Tract	851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2509 ROLLING RDG, ELGIN, IL 60124-4333
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 13, 2021	Intrafamily Transfer, Transfer
Nov 26, 2019	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Feb 6, 2006 · Amount on Record
Deed Document Number	201957425
Last Transfer Date	Apr 13, 2021
Transfer Doc	0000037620
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2509 ROLLING RDG, ELGIN, IL 60124-4333
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043555
Date	Jun 8, 2021
Instrument	2021K043555

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 12, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	May 13, 2021
Property Address	2509 ROLLING RDG, ELGIN, IL 60124-4333
Document Number	0000037620
Map Reference	DOC 2005K029594
Instrument Date	Apr 13, 2021
Instrument	2021K037620
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2509 ROLLING RDG, ELGIN, IL 60124-4333

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 26, 2019
Property Address	2509 ROLLING RDG, ELGIN, IL 60124-4333
Document Number	0000057425
Map Reference	DOC 2005K029594
Instrument Date	Nov 8, 2019
Instrument	2019K057425
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	LAKELAND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2509 ROLLING RDG, 2509, ELGIN, IL 60124-4333

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2509 ROLLING RDG, ELGIN, IL 60124-4333

Mortgage

Document Number	0000057426
Date	Nov 26, 2019
Instrument	2019K057426

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,553.00 (+14.23%) Homeowner's exemption Senior Citizen's exemption	$116,190 (+8.57%) Land $36,571 Building $79,619	$348,709 (+8.57%) Land $109,757 Building $238,953
2024		$107,018 (+21.39%) Land $33,684 Building $73,334	$321,182 (+21.44%) Land $101,092 Building $220,090
2022	$6,612.00 (+5%) Homeowner's exemption	$88,158 (+8.06%) Land $27,748 Building $60,410	$264,474 (+8.06%) Land $83,244 Building $181,230
2021	$6,297.00 Homeowner's exemption	$81,582 Land $25,942 Building $55,640	$244,746 Land $77,826 Building $166,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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