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2509 Rocky Pointe Ct, Frederick, MD 21702 Property Records

Frederick County property record for 2509 Rocky Pointe Ct, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,796 sqft · built 2010
Lot Size0.21 acres (9,165 sqft)
Owner2 Individual Names on Record
Last Sale$655,000 (Oct 2024)
Tax Bill$8,288 (2024)
Deeds & MortgagesNov 2023 Transfer
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN02-453614

Property Details

APN / Parcel Number

Primary APN02-453614
Alternative APN
  • 453614

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,796 sqft Living Area
Gross Area3,236 sqft
1st Floor Area1,589 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,165 sqft (0.21 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area57 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number453614
Street Address2509 ROCKY POINTE CT
CityFREDERICK
StateMD
Zip21702-2832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLOT 4 9,165 SQ FT ROCKY POINTE
Legal SubdivisionROCKY POINTE
Legal Lot Number4
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group4
Census Block4016
Census Tract751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2509 ROCKY POINTE CT, FREDERICK, MD 21702-2832
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2023Intrafamily Transfer, Transfer
Apr 7, 2022 · VA Mortgage
PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2024 · Amount on Record
Deed SaleOct 10, 2024 · Amount on Record
Prior SaleApr 7, 2022 · Amount on Record
Prior Transfer DateNov 16, 2023
Prior Transfer Doc0166820310
Record UpdatedJun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateNov 28, 2023
Property Address2509 ROCKY POINTE CT, FREDERICK, MD 21702-2832
Document Number0166820310
Book / Page16682 / 310
Map ReferenceMB 80 PG 158
Instrument DateNov 16, 2023
Transaction TypeTransfer
Record UpdatedDec 15, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2509 ROCKY POINTE CT, FREDERICK, MD 21702-2832

April 2022:

JurisdictionFREDERICK MD
Recording DateApr 7, 2022
Property Address2509 ROCKY POINTE CT, FREDERICK, MD 21702-2832
Document Number0158410310
Book / Page15841 / 310
Map ReferenceMB 80 PG 158
Instrument DateJan 12, 2022
Record UpdatedApr 25, 2022
Title CompanyMORTGAGE INFORMATION SVCS

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2509 ROCKY POINTE CT, FREDERICK, MD 21702-2832

Mortgage

Document Number0158410315
DateApr 7, 2022
Book Page15841/315
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$489,400 (+20.72%) Land $104,100 Building $385,300$489,400 (-) Land $104,100 Building $385,300
2024$8,288.00 (+12.38%)
2023$7,375.00$405,400$489,400 Land $104,100 Building $385,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20

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