2509 Ridge St, Eldorado, IL 62930 Property Records

Saline County property record for 2509 Ridge St, Eldorado, IL 62930

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Tax Bill	$1,421 (2024)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-2-048-10`

Property Details

APN / Parcel Number

Primary APN	`04-2-048-10`

Location & Zoning

Street Address	2509 RIDGE ST
City	ELDORADO
State	IL
Zip	62930-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL,S ,T ,R ,Q ,L003,B003 M R CARNAHANS 2ND ADDITION LOTS 3 & 4 1154/341 9/96 W/D 06-16-357-008-0040
Legal Subdivision	M R CARNAHANS 2ND ADDITION
Legal Lot Number	3,4
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	1
Census Block	1036
Census Tract	955100

Owner

Source: Saline County assessment roll, as of January 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2509 RIDGE ST, ELDORADO, IL 62930-2042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0001154341
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	2509 RIDGE ST, ELDORADO, IL 62930-2042
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2204/577
Date	Jan 27, 2021
Book Page	2204/577
Instrument	276124

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	MARION, IL 62959

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 15, 2030

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Municipality	Eldorado City
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,421.00 (+19.71%) Homeowner's exemption	$20,948 (+13.29%) Land $2,211 Building $18,737	$62,844 (+13.29%) Land $6,633 Building $56,211
2022		$18,490 (+5.69%) Land $1,951 Building $16,539	$55,470 (+5.69%) Land $5,853 Building $49,617
2021	$1,187.00 Homeowner's exemption	$17,494 Land $1,846 Building $15,648	$52,482 Land $5,538 Building $46,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDORADO serves 4,715 people · EPA ID IL1655030
Water Source	Purchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Delta Communications Fiber	7,000 / 7,000
Mediacom Communications Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hamilton County Telephone Co-Op.

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