St. Louis County property record for 2509 Providence Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,316 sqft · built 1990 |
| Lot Size | 0.436 acres (19,021 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,086 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0405-00260 |
| Primary APN | 010-0405-00260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,316 sqft Gross Area |
| 1st Floor Area | 1,316 sqft |
| Basement Area | 658 sqft |
| Finished Basement | 658 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 19,021 sqft (0.436 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 78 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 67361 |
|---|---|
| Street Address | 2509 PROVIDENCE RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-2947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0009 BLOCK:003 SERIAL # |
| Legal Subdivision | CENTRAL BAPTIST DIV DULUTH |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 2300 |
2509 Providence Rd is owned and occupied by two individuals.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2509 PROVIDENCE RD, DULUTH, MN 55811-2947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2509 PROVIDENCE RD, DULUTH, MN 55811-2947 |
| Document Number | 000T991328 |
| Instrument Date | Oct 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2509 PROVIDENCE RD DULUTH MN 558112947, DULUTH, MN 55811-2947 |
| Document Number | 000T991328 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | T991328 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 24, 2032 |
The 2026 property tax bill for 2509 Providence Rd was $4,086 with a homeowner's exemption, up 11.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,086.00 (+11.46%) Homeowner's exemption | ||
| 2025 | $3,666.00 Homeowner's exemption | $371,700 (+30.28%) Land $40,600 Building $331,100 | $371,700 (+30.28%) Land $40,600 Building $331,100 |
| 2024 | $285,300 Land $52,400 Building $232,900 | $285,300 Land $52,400 Building $232,900 | |
| 2022 | $4.00 | $1,000 Land $1,000 | $1,000 Land $1,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2509 Providence Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2509 Providence Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
May also be available: Airfiber.
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