2509 Oak Tree Ln, Plainfield, IL 60586 Property Records

Will County property record for 2509 Oak Tree Ln, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,082 sqft · built 1999
Lot Size	0.304 acres (2,832 sqft)
Owner	Company Name on Record
Last Sale	$199,900 (Sep 2022)
Tax Bill	$3,725 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-27-402-014`

Property Details

APN / Parcel Number

Primary APN	`06-03-27-402-014`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,082 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Material	Shingle
Lot Area	2,832 sqft (0.304 acres)
Lot Dimensions	24 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2509 OAK TREE LN
City	PLAINFIELD
State	IL
Zip	60586-4800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 IN OLD OAKS UNIT 1 PUD, BEING A SUB OF PRT OF THE E1/2 OF THE SE1/4 OF SEC. 27, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	27
Legal Subdivision	OLD OAKS UNIT 1
Legal Lot Number	23
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1031
Census Tract	880417

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2509 OAK TREE LN, PLAINFIELD, IL 60586-4800
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage FNBC BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Oct 18, 2010 · Amount on Record
Deed Document Number	202269216
Last Transfer Date	Jun 3, 2024
Transfer Doc	0000033742
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 19, 2022
Property Address	2509 OAK TREE LN, PLAINFIELD, IL 60586-4800
Document Number	0000069216
Map Reference	DOC R98-67425
Instrument Date	Aug 30, 2022
Instrument	R2022069216
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2509 OAK TREE LN, PLAINFIELD, IL 60586-4800

Mortgage

Document Number	0000069217
Date	Sep 19, 2022
Instrument	R2022069217

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2509 OAK TREE LN, PLAINFIELD, IL 60586-4800
Document Number	0000041906
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 OAK TREE LN PLAINFIELD IL 605864800, PLAINFIELD, IL 60586-4800

Mortgage

Document Number	0000041906
Date	May 31, 2017
Instrument	41906

Lender

Name	FNBC BK&TR
Address	GRANGE, IL 60525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 30, 2032

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,725.00 (+3.67%)	$70,453 (+8.45%) Land $14,615 Building $55,838	$211,359 (+8.45%) Land $43,845 Building $167,514
2024		$64,963 (+25.52%) Land $13,476 Building $51,487	$194,889 (+25.52%) Land $40,428 Building $154,461
2022	$3,593.00 Homeowner's exemption	$51,756 Land $10,736 Building $41,020	$155,268 Land $32,208 Building $123,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1996–2013)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Sep 2008 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications.

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